vs. U.S. typical range:LowerTypicalHigher
$19 above the national median$18.25 above the Massachusetts median
per month · Source
$6 below the national median$6.75 below the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$25 below the national median$25 below the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$22 above the national median$12 above the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$5 below the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national median$1 below the Massachusetts median
per day · Source
$2.50 below the national median$1.25 below the Massachusetts median
$22.50 below the national median$21.25 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
$2.50 below the national median$1.25 below the Massachusetts median
$180 above the national median$160 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
$25 below the national median$25 below the Massachusetts median
$10 below the national medianAt the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Service Charge | $25Above the typical range ($4–$10 nationally) | $19 above the national median$18.25 above the Massachusetts median | per month | — | Source |
| Maintenance Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.75 below the Massachusetts median | — | — | Source |
| Account Research (1 hour minimum) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Charge – Paid | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Insufficient Funds Charge – Returned | $5 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Debit Card Rush Fee | $62 | ||||
Wire TransfersVerified | |||||
| ### Wire Transfer Fee: Outgoing – Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| ### Wire Transfer Fee: Outgoing – Foreign | $40 | ||||
Check ServicesVerified | |||||
| Money Orders – Customers Only – Two Free per day; thereafter | $2Within the typical range ($1.50–$3 nationally) | At the national median$1 below the Massachusetts median | per day | — | Source |
| Stop Payment | $25 | ||||
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Drilling | $225 | ||||
Lending FeesVerified | |||||
| Late Payment (after 30 days) | $10Within the typical range ($10–$25 nationally) | $10 below the national medianAt the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
21
Under review
0
Assets
$7.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$7.4B
Total deposits
$6.3B
Service charge income
$2.0M
Fee income ratio
2.7%
Return on assets
1.20%
Branches
21
Service charge income by quarter
Financial profile · Pro
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| $25 below the national median$25 below the Massachusetts median |
| — |
| — |
| Source |
| Insufficient Funds Charge – Returned | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| $22 above the national median$12 above the Massachusetts median |
| — |
| — |
| Source |
| $10 below the national median$5 below the Massachusetts median |
| — |
| — |
| Source |
| ### Wire Transfer Fee: Incoming – Foreign | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| $2.50 below the national median$1.25 below the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment | $5Below the typical range ($20–$30 nationally) | $22.50 below the national median$21.25 below the Massachusetts median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| $180 above the national median$160 above the Massachusetts median |
| — |
| — |
| Source |
| Replacement Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | — | — | Source |
| Attachment/Levy (per account) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |