vs. U.S. typical range:LowerTypicalHigher
$22.50 above the national median$20 above the Illinois median
$12.50 below the national median$15 below the Illinois median
per month · Source
At the national medianAt the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
At the national median$0.25 below the Illinois median
$0.50 below the national median$2.50 below the Illinois median
per item · Source
At the national median$1 below the Illinois median
$12 below the national median$12 below the Illinois median
per item · Source
$5 above the national median$7.50 above the Illinois median
per year · Source
At the national median$2.50 above the Illinois median
$5 below the national median$2.50 below the Illinois median
per year · Source
At the national median$25 below the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
$7 above the national median$8 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account research | $40Above the typical range ($11–$25 nationally) | $22.50 above the national median$20 above the Illinois median | — | — | Source |
| Returned mail (monthly) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Returned Item Fee | $30 | ||||
ATM & CardVerified | |||||
| Debit card replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing - domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Wire Transfers: Incoming - domestic | $15 | ||||
Check ServicesVerified | |||||
| Cashier's checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Money orders | $2 | ||||
Cash & DepositVerified | |||||
| Return/charge back item (checks returned) per item | $3Below the typical range ($8–$25 nationally) | $12 below the national median$12 below the Illinois median | per item | — | Source |
| Night depository - locked bag with 2 keys (annual) | $15 | ||||
Account ServicesVerified | |||||
| Garnishments, levies, and other legal processes | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
| Replacement copy of statements/images | $10 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
18
Under review
0
Assets
$232.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$232.2M
Total deposits
$207.1M
Service charge income
$126K
Fee income ratio
3.9%
Return on assets
0.94%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| At the national median$0.25 below the Illinois median |
| — |
| — |
| Source |
| Stop payments (each item) | $27Within the typical range ($20–$30 nationally) | $0.50 below the national median$2.50 below the Illinois median | per item | — | Source |
| Copy of check | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | — | — | Source |
| $5 above the national median$7.50 above the Illinois median |
| per year |
| — |
| Source |
| Night depository - replacement key | $10Within the typical range ($5–$20 nationally) | At the national median$2.50 above the Illinois median | — | — | Source |
| Night depository - vault key only (annual) | $5Within the typical range ($5–$20 nationally) | $5 below the national median$2.50 below the Illinois median | per year | — | Source |
| $7 above the national median$8 above the Illinois median |
| — |
| — |
| Source |