vs. U.S. typical range:LowerTypicalHigher
$1.95 above the national median$1.47 above the North Dakota median
per month · Source
$6.95 above the national median$6.47 above the North Dakota median
per month · Source
$0.05 below the national median$0.53 below the North Dakota median
per month · Source
per month · Source
$17.50 above the national median$16.25 above the North Dakota median
At the national medianAt the North Dakota median
At the national median$0.02 above the North Dakota median
$25 above the national medianAt the North Dakota median
per item · Source
$5 below the national median$5 below the North Dakota median
per item · Source
$5 below the national medianAt the North Dakota median
per item · Source
$5 above the national medianAt the North Dakota median
per item · Source
$10 above the national median$10 above the North Dakota median
per item · Source
At the national medianAt the North Dakota median
per item · Source
$2.50 above the national median$5 above the North Dakota median
per item · Source
$2.50 above the national median$5 above the North Dakota median
per item · Source
$5 above the national medianAt the North Dakota median
per item · Source
$15 below the national median$5 above the North Dakota median
$1.45 above the national median$1.45 above the North Dakota median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $7.95Within the typical range ($4–$10 nationally) | $1.95 above the national median$1.47 above the North Dakota median | per month | — | Source |
| Monthly Service Charge | $12.95Above the typical range ($4–$10 nationally) | $6.95 above the national median$6.47 above the North Dakota median | per month | — | Source |
| Rewards Account Monthly Service Charge | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$0.53 below the North Dakota median | per month | — | Source |
| Checking acct – 1 yr. no activity (balance falls below $1,000.00) | $5Within the typical range ($5–$10 nationally) | $2 below the national median | per month | — | Source |
| Account research | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$16.25 above the North Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee – Savings Account | $30Within the typical range ($25–$33 nationally) | At the national medianAt the North Dakota median | — | — | Source |
| Returned NSF fee | $30 | ||||
ATM & CardVerified | |||||
| ATM and Debit Card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the North Dakota median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire transfers – outgoing: Consumer | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the North Dakota median | per item | — | Source |
| Wire Transfers – Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the North Dakota median | per item | — | Source |
| Stop Payment - per item | $30 | ||||
Account ServicesVerified | |||||
| Garnishments and levies | $35Within the typical range ($30–$87.50 nationally) | $15 below the national median$5 above the North Dakota median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Prepaid Gift Cards | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1.45 above the North Dakota median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 62 others that publish it, 24 lower, 21 the same and 17 higher.
Monthly maintenance
$7.95
Of 58 others that publish it, 39 lower, 1 the same and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
18
Under review
0
Assets
$6.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$6.2B
Total deposits
$5.5B
Service charge income
$911K
Fee income ratio
1.2%
Return on assets
1.17%
Branches
28
Service charge income by quarter
Financial profile · Pro
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| At the national median$0.02 above the North Dakota median |
| — |
| — |
| Source |
| Continuous Overdraft Balance Fee | $30Above the typical range ($5–$15 nationally) | $25 above the national medianAt the North Dakota median | per item | — | Source |
| $5 above the national medianAt the North Dakota median |
| per item |
| — |
| Source |
| International Wires | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the North Dakota median | per item | — | Source |
| $2.50 above the national median$5 above the North Dakota median |
| per item |
| — |
| Source |
| Stop payments | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the North Dakota median | per item | — | Source |
| Collection items | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the North Dakota median | per item | — | Source |