vs. U.S. typical range:LowerTypicalHigher
$2.05 below the national median$2.05 below the North Dakota median
per month · Source
$17.45 above the national median$16.20 above the North Dakota median
$0.95 above the national median
per item · Source
$0.05 below the national median$0.05 below the North Dakota median
per item · Source
$0.05 below the national median$0.03 below the North Dakota median
per item · Source
$8.45 above the national median
per month · Source
$2.95 above the national median$2.95 above the North Dakota median
per item · Source
$10.05 below the national median$5.05 below the North Dakota median
$0.05 below the national median$0.05 below the North Dakota median
$1.05 below the national median$0.55 below the North Dakota median
$7.55 below the national median$5.05 below the North Dakota median
per item · Source
$5 above the national medianAt the North Dakota median
$1.05 below the national median$0.30 below the North Dakota median
$35.05 below the national median$28.80 below the North Dakota median
per month · Source
$79.95 above the national median$86.20 above the North Dakota median
$24.95 above the national median$31.20 above the North Dakota median
$25 below the national median$5 below the North Dakota median
$0.55 below the national median$0.55 below the North Dakota median
$1.50 below the national median$1.50 below the North Dakota median
$1.05 below the national median$0.05 below the North Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Personal Gold Checking Account Minimum balance fee | $3.95Below the typical range ($5–$10 nationally) | $3.05 below the national median | — | — | Source |
| Dormant Account Fee | $2.95Below the typical range ($5–$10 nationally) | $2.05 below the national median$2.05 below the North Dakota median | per month | — | Source |
| Account Balancing Assistance | $34.95Above the typical range ($12–$25 nationally) | $17.45 above the national median$16.20 above the North Dakota median | — | — | Source |
| Account Fees: The following fee applies to this account: Paper Statement Fee is | $3.95Within the typical range ($2–$4.93 nationally) | $0.95 above the national median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fees | $29.95Within the typical range ($25–$33 nationally) | $0.05 below the national median$0.05 below the North Dakota median | per item | — | Source |
| Returned Item Fees | $29.95 | ||||
ATM & CardVerified | |||||
| ATM Clearing Regulatory Review Fee | $9.95Above the typical range ($1–$2.25 nationally) | $8.45 above the national median | per month | — | Source |
| ATM Fill Fee | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $14.95Below the typical range ($20–$25 nationally) | $10.05 below the national median$5.05 below the North Dakota median | — | — | Source |
| Wire Transfer (Outgoing Foreign) | $49.95 | ||||
Check ServicesVerified | |||||
| Money Order | $0.95Below the typical range ($1.50–$3 nationally) | $1.05 below the national median$0.55 below the North Dakota median | — | — | Source |
| for each check requested for stop payment. | $19.95 | ||||
Account ServicesVerified | |||||
| Past Due Safe Deposit Box Rent | $9.95Below the typical range ($30–$70 nationally) | $35.05 below the national median$28.80 below the North Dakota median | per month | — | Source |
| Safe Deposit Box Drill Out | $124.95 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$0.55 below the North Dakota median | — | — | Source |
| VISA Travel Money Card Reload Fee | $2 | ||||
Other FeesVerified | |||||
| Copy of Statement | $1.95Below the typical range ($2–$5 nationally) | $1.05 below the national median$0.05 below the North Dakota median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.95
Of 62 others that publish it, 23 lower and 39 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29.95
Headline fees published
9 of 15
Published fees
23
Under review
0
Assets
$293.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$293.2M
Total deposits
$246.8M
Service charge income
$27K
Fee income ratio
0.75%
Return on assets
1.92%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| $0.05 below the national median$0.03 below the North Dakota median |
| per item |
| — |
| Source |
| $0.50 below the national median |
| — |
| — |
| Source |
| VISA Debit Card Replacement | $12.95Above the typical range ($5–$10 nationally) | $2.95 above the national median$2.95 above the North Dakota median | per item | — | Source |
| $0.05 below the national median$0.05 below the North Dakota median |
| — |
| — |
| Source |
| Wire Transfer (Incoming Foreign) | $29.95Above the typical range ($10–$25 nationally) | $9.95 above the national median | — | — | Source |
| $7.55 below the national median$5.05 below the North Dakota median |
| per item |
| — |
| Source |
| Collection items (domestic) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the North Dakota median | — | — | Source |
| Copy of Check | $1.95Below the typical range ($2–$5 nationally) | $1.05 below the national median$0.30 below the North Dakota median | — | — | Source |
| $79.95 above the national median$86.20 above the North Dakota median |
| — |
| — |
| Source |
| Safe Deposit Box Lock Re-Key (Due to Lost Key) | $69.95Within the typical range ($30–$70 nationally) | $24.95 above the national median$31.20 above the North Dakota median | — | — | Source |
| Garnishment/Levies | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$5 below the North Dakota median | — | — | Source |
| $1.50 below the national median$1.50 below the North Dakota median |
| — |
| — |
| Source |