vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$3 below the Kentucky median
$2.50 above the national median$0.50 above the Kentucky median
per month · Source
$2 above the national median$2 above the Kentucky median
$2 above the national median$2 above the Kentucky median
$5 below the national median$5 below the Kentucky median
At the national median$5 above the Kentucky median
At the national medianAt the Kentucky median
$10 above the national median$10 above the Kentucky median
$10 above the national median$10 above the Kentucky median
$2 below the national median$17 below the Kentucky median
$1 below the national median$1 below the Kentucky median
$7.50 below the national median$8.48 below the Kentucky median
$1.50 below the national median$1.50 below the Kentucky median
per item · Source
$1.45 above the national median$3.95 above the Kentucky median
per month · Source
$2.50 below the national medianAt the Kentucky median
$80 above the national median$81.50 above the Kentucky median
$25 above the national medianAt the Kentucky median
$1.50 below the national median$1 below the Kentucky median
$0.45 above the national median$0.95 above the Kentucky median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Fee – Paper Stmt Fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$3 below the Kentucky median | — | — | Source |
| Dormant Account Fee per cycle | $7.50Within the typical range ($5–$10 nationally) | $2.50 above the national median$0.50 above the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF/Overdraft Fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Kentucky median | — | — | Source |
| Return Item Fee | $32 | ||||
ATM & CardVerified | |||||
| Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Kentucky median | — | — | Source |
| Expedited Card or PIN Replacement | $75 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing – Non-Customer Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Kentucky median | — | — | Source |
| Wire Transfers: Incoming – Customer Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Kentucky median | — | — | Source |
| Bill Payment Stop Payment | $20 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination | $14.95Within the typical range ($5–$20 nationally) | $4.95 above the national median | — | — | Source |
| Bill Payment Service per month | $3.95 | ||||
Account ServicesVerified | |||||
| Safe Box Drilling, No key (minimum) | $125Above the typical range ($30–$70 nationally) | $80 above the national median$81.50 above the Kentucky median | — | — | Source |
| Levy, Garnishment | $75 | ||||
Gift & Prepaid CardsVerified | |||||
| CTB Reload Fee | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1 below the Kentucky median | — | — | Source |
| Gift Card | $3.95 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 53 others that publish it, 21 lower, 4 the same and 28 higher.
Monthly maintenance
$3.00
Of 38 others that publish it, 5 lower, 1 the same and 32 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$6.9B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$6.9B
Total deposits
$5.7B
Service charge income
$6.9M
Fee income ratio
9.4%
Return on assets
1.69%
Branches
78
Service charge income by quarter
Financial profile · Pro
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| $2 above the national median$2 above the Kentucky median |
| — |
| — |
| Source |
| $35 above the national median |
| — |
| — |
| Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| Wire Transfers: Incoming – Non-Customer | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the Kentucky median | — | — | Source |
| Wire Transfers: Outgoing – International | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Kentucky median | — | — | Source |
| Wire Transfers: Incoming – International | $18Within the typical range ($10–$25 nationally) | $2 below the national median$17 below the Kentucky median | — | — | Source |
| $7.50 below the national median$8.48 below the Kentucky median |
| — |
| — |
| Source |
| Counter Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.50 below the Kentucky median | per item | — | Source |
| $1.45 above the national median$3.95 above the Kentucky median |
| per month |
| — |
| Source |
| with Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
| $25 above the national medianAt the Kentucky median |
| — |
| — |
| Source |
| $0.45 above the national median$0.95 above the Kentucky median |
| per month |
| — |
| Source |