vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$5 above the Rhode Island median
per month · Source
$4 above the national medianAt the Rhode Island median
per month · Source
$1 below the national median$5 below the Rhode Island median
per month · Source
$15 above the national median$10 above the Rhode Island median
$7.50 above the national median$2.50 above the Rhode Island median
$0.50 above the national medianAt the Rhode Island median
At the national medianAt the Rhode Island median
$3 above the national median$3 above the Rhode Island median
$3 above the national median$1.87 above the Rhode Island median
$7.75 above the national median$10 above the Rhode Island median
$2.75 above the national median$5 above the Rhode Island median
$3 above the national median$2 above the Rhode Island median
$75 above the national median$62.50 above the Rhode Island median
$5 above the national median$7.50 below the Rhode Island median
per year · Source
$75 above the national median$37.50 above the Rhode Island median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| average collected daily balance required to avoid monthly service charge of | $15Above the typical range ($4–$10 nationally) | $9 above the national median$5 above the Rhode Island median | per month | — | Source |
| average collected daily balance required to avoid monthly service charge of | $10Within the typical range ($4–$10 nationally) | $4 above the national medianAt the Rhode Island median | per month | — | Source |
| Monthly fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$5 below the Rhode Island median | per month | — | Source |
| Inactivity fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median$10 above the Rhode Island median | — | — | Source |
| Account Research (1 hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$2.50 above the Rhode Island median | — | — | Source |
ATM & CardVerified | |||||
| ATM cash withdrawal at non-WTC ATMs (Waived for Freedom Ultra, Plus, & Student Account) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Rhode Island median | — | — | Source |
| Lost Debit Card Replacement Fee | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the Rhode Island median | — | — | Source |
| Money Orders | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment | $50Above the typical range ($0–$9.95 nationally) | $47.50 above the national median | — | — | Source |
| Bill Payment Service | $35 | ||||
Account ServicesVerified | |||||
| Annual Box Rental Fee (Contents of safe deposit boxes are not FDIC or Bank insured) | $50Within the typical range ($30–$70 nationally) | $5 above the national median | per year | — | Source |
| Drilling Fee | $175 | ||||
Other FeesVerified | |||||
| Copy of Statement | $6Above the typical range ($2–$5 nationally) | $3 above the national median | — | — | Source |
| Copy of Statement | $2Within the typical range ($2–$5 nationally) | ||||
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Headline fees published
5 of 15
Published fees
24
Under review
0
Assets
$6.6B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$6.6B
Total deposits
$5.4B
Service charge income
$853K
Fee income ratio
1.4%
Return on assets
1.01%
Branches
30
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Rhode Island median |
| — |
| — |
| Source |
| Expedited Debit Card | $50Within the typical range ($30–$50 nationally) | $10 above the national median | — | — | Source |
| $3 above the national median$1.87 above the Rhode Island median |
| — |
| — |
| Source |
| Stop Payment (For payments issued via our Bill Payment Service) | $35Above the typical range ($20–$30 nationally) | $7.75 above the national median$10 above the Rhode Island median | — | — | Source |
| Stop Payments | $30Within the typical range ($20–$30 nationally) | $2.75 above the national median$5 above the Rhode Island median | — | — | Source |
| Temporary Check Sheet | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the Rhode Island median | — | — | Source |
| Foreign Items sent for collection | $95Above the typical range ($10.25–$25 nationally) | $75 above the national median$62.50 above the Rhode Island median | — | — | Source |
| � Canadian Checks � Foreign Items � Foreign Items sent for collection | $25Within the typical range ($10.25–$25 nationally) | $5 above the national median$7.50 below the Rhode Island median | — | — | Source |
| $32.50 above the national median |
| — |
| — |
| Source |
| Expedited Bill Payment | $8Within the typical range ($0–$9.95 nationally) | $5.50 above the national median | — | — | Source |
| $130 above the national median |
| — |
| — |
| Source |
| Lost Key Replacement Fee | $20Below the typical range ($30–$70 nationally) | $25 below the national median | — | — | Source |
| Wire Transfers: Legal Fees (garnishments, executions, levies, etc.) | $125Above the typical range ($30–$87.50 nationally) | $75 above the national median$37.50 above the Rhode Island median | — | — | Source |
| $1 below the national median |
| — |
| — |
| Source |