vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.98 below the Georgia median
per year · Source
$1 below the national median$1.98 below the Georgia median
per month · Source
$2 below the national median$2.98 below the Georgia median
per month · Source
$7.50 above the national median$10 above the Georgia median
per item · Source
$2.95 above the national median$2.95 above the Georgia median
$5 above the national median$3 above the Georgia median
$5 above the national median$3 above the Georgia median
per transaction · Source
$5 below the national median$7 below the Georgia median
per item · Source
$5 below the national median$15 below the Georgia median
—
$1 above the national median$1 above the Georgia median
per item · Source
$6.50 above the national median$2 above the Georgia median
per item · Source
$30 above the national median$25 above the Georgia median
per item · Source
$7 below the national median$4.25 below the Georgia median
per item · Source
$10 above the national median$12.75 above the Georgia median
$50 above the national median$50 above the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
$5 below the national medianAt the Georgia median
$2 above the national median$2 above the Georgia median
per item · Source
$4 above the national median$4 above the Georgia median
per item · Source
$12.50 above the national median$17.50 above the Georgia median
per year · Source
$61.50 above the national median$66.50 above the Georgia median
one time · Source
$2.50 below the national median$2.50 above the Georgia median
per transaction · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Cross-Border Banking Bundle annual fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.98 below the Georgia median | per year | — | Source |
| Monthly maintenance fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.98 below the Georgia median | per month | — | Source |
| RBC Day to Day Banking account monthly fee | $4Within the typical range ($4–$10 nationally) | $2 below the national median$2.98 below the Georgia median | per month | — | Source |
| Research fee (non-bank error) per request | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | per item | — | Source |
| Maintenance fee with paper statements | $5.95Above the typical range ($2–$4.76 nationally) | $2.95 above the national median$2.95 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Nonsufficient Funds Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$3 above the Georgia median | — | — | Source |
| Nonsufficient Funds Fee (Personal Line of Credit) | $35 | ||||
ATM & CardVerified | |||||
| Debit card rush delivery fee | $35Within the typical range ($30–$50 nationally) | $5 below the national median$15 below the Georgia median | — | — | Source |
| International transaction fee | 3%of the transaction | ||||
Check ServicesVerified | |||||
| Official checks | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Georgia median | per item | — | Source |
| Stop payment | $34 | ||||
Cash & DepositVerified | |||||
| Deposit reversal fee (chargebacks) | $8Within the typical range ($8–$25 nationally) | $7 below the national median$4.25 below the Georgia median | per item | — | Source |
| Returned Check Fee | $25 | ||||
Account ServicesVerified | |||||
| Tax levies and garnishments | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Georgia median | per item | — | Source |
| Account verification fee | $10 | ||||
Lending FeesVerified | |||||
| Additional fees will apply as follows: Late Payment Fee 5% of the amount of the regularly scheduled payment, subject to | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Georgia median | — | — | Source |
Other FeesVerified | |||||
| Fax notification | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | per item | — | Source |
| Photocopy fee | $7 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
22
Under review
0
Assets
$9.6B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$9.6B
Total deposits
$8.5B
Service charge income
$4.7M
Fee income ratio
4.4%
Return on assets
2.64%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$3 above the Georgia median |
| per transaction |
| — |
| Source |
| Returned Check Fee (Personal Line of Credit) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$7 below the Georgia median | per item | — | Source |
| — |
| — |
| — |
| Source |
| $6.50 above the national median$2 above the Georgia median |
| per item |
| — |
| Source |
| International check collection | $50Above the typical range ($10–$25 nationally) | $30 above the national median$25 above the Georgia median | per item | — | Source |
| $10 above the national median$12.75 above the Georgia median |
| — |
| — |
| Source |
| At the national medianAt the Georgia median |
| per item |
| — |
| Source |
| $4 above the national median$4 above the Georgia median |
| per item |
| — |
| Source |
| HELOC annual fee | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$17.50 above the Georgia median | per year | — | Source |
| HELOC underwriting fee | $99Within the typical range ($25–$100 nationally) | $61.50 above the national median$66.50 above the Georgia median | one time | — | Source |
| Overlimit Fee (Personal Line of Credit) | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$2.50 above the Georgia median | per transaction | — | Source |