vs. U.S. typical range:LowerTypicalHigher
$17.50 above the national median$20 above the Iowa median
$7.50 above the national median$10 above the Iowa median
$3 above the national median$3 above the Iowa median
per month · Source
$2.50 below the national median$5 below the Iowa median
$12.50 below the national median$15 below the Iowa median
per month · Source
$5 above the national median$6.50 above the Iowa median
per item · Source
$0.50 above the national median$0.50 above the Iowa median
per item · Source
$10 above the national medianAt the Iowa median
per item · Source
—
—
$2.50 above the national median$2.50 above the Iowa median
per item · Source
$5 above the national median$5 above the Iowa median
per item · Source
$2.50 above the national median$5 above the Iowa median
per item · Source
At the national medianAt the Iowa median
per item · Source
$15 above the national median$18.50 above the Iowa median
per item · Source
$35 above the national median$38.50 above the Iowa median
$50 above the national median$50 above the Iowa median
At the national median$0.50 below the Iowa median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closing (within 90 days of account opening) | $35Above the typical range ($10–$25 nationally) | $17.50 above the national median$20 above the Iowa median | — | — | Source |
| Termination (HSA, if closed within two years of account opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Iowa median | — | — | Source |
| Dormant Account (per month) 24 consecutive months with no activity | $8Within the typical range ($5–$10 nationally) | $3 above the national median$3 above the Iowa median | per month | — | Source |
| Account Balancing and Research (per half hour) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$5 below the Iowa median | — | — | Source |
| Returned Mail Fee (per month, after 90 days) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Iowa median | per month | — | Source |
Overdraft & NSFVerified | |||||
| International Return Item (each) | $35Above the typical range ($25–$32 nationally) | $5 above the national median$6.50 above the Iowa median | per item | — | Source |
ATM & CardVerified | |||||
| 4 ATM Transaction (each) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Iowa median | per item | — | Source |
| ATM/Debit Card Expediting (per card, PIN) | $50 | ||||
Check ServicesVerified | |||||
| Cashier’s Check (customers, each) | $7.50Above the typical range ($3–$6 nationally) | $2.50 above the national median$2.50 above the Iowa median | per item | — | Source |
| Cashier’s Check (non-customers, each) | $10 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy Fee (each) Legal order to freeze, attach, or withhold funds or property. Fee is subject to limitations | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the Iowa median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card (per card) | $3.50Within the typical range ($3–$4.95 nationally) | At the national median$0.50 below the Iowa median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
5 of 15
Published fees
16
Under review
0
Assets
$7.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$7.8B
Total deposits
$6.7B
Service charge income
$2.2M
Fee income ratio
3.3%
Return on assets
1.09%
Branches
22
Service charge income by quarter
Financial profile · Pro
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| $10 above the national medianAt the Iowa median |
| per item |
| — |
| Source |
| International Currency | 1%of the transaction | — | — | — | Source |
| US Dollar International Transaction | 0.8%of the transaction | — | — | — | Source |
| $5 above the national median$5 above the Iowa median |
| per item |
| — |
| Source |
| Stop Payments (per item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Iowa median | per item | — | Source |
| Check Cashing (non-account holders, per check) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| Collection Items (per item) | $35Above the typical range ($10–$25 nationally) | $15 above the national median$18.50 above the Iowa median | per item | — | Source |
| International Check Collection Item (value greater than USD) The fee will appear on customer statements as “Internatio | $55Above the typical range ($10–$25 nationally) | $35 above the national median$38.50 above the Iowa median | — | — | Source |