vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$2.05 above the Minnesota median
per month · Source
$2 above the national median$2 above the Minnesota median
per item · Source
$2 above the national median$3 above the Minnesota median
per item · Source
At the national median$1 below the Minnesota median
per day · Source
$25 below the national medianAt the Minnesota median
varies · Maximum total for 20 consecutive business days · Institution’s schedule
$29 below the national median$4 below the Minnesota median
per day · Daily maximum cap for overdraft charges · Institution’s schedule
$0.50 below the national median$1 below the Minnesota median
per transaction · Source
$2.50 below the national median$2.50 below the Minnesota median
$25 below the national median$25 below the Minnesota median
per item · Source
$1 below the national median$1 below the Minnesota median
$1 above the national median$0.25 above the Minnesota median
$2.50 above the national median$5 above the Minnesota median
At the national medianAt the Minnesota median
per item · Source
$0.51 below the national median$1.99 above the Minnesota median
$0.49 above the national median$2.99 above the Minnesota median
$17.45 above the national median$19.95 above the Minnesota median
per item · Institution’s schedule
$12.45 above the national median$14.95 above the Minnesota median
per item · Institution’s schedule
$2.45 above the national median$4.95 above the Minnesota median
per item · Institution’s schedule
At the national medianAt the Minnesota median
—
$11 below the national median$6 below the Minnesota median
per item · Source
$2.50 below the national median$2.25 below the Minnesota median
$2.50 above the national median$2.75 above the Minnesota median
$35 below the national median$35 below the Minnesota median
$80 above the national median$80 above the Minnesota median
$5 above the national median$5 above the Minnesota median
$10 below the national median$10 below the Minnesota median
$30 above the national median$30 above the Minnesota median
$50 above the national median$32.50 above the Minnesota median
$1 below the national median$1 below the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Paper Statement Fee | $6Above the typical range ($2–$4.88 nationally) | $3 above the national median$2.05 above the Minnesota median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge each item paid | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Minnesota median | per item | — | Source |
| Return Item Charge (Created by Check, ACH Debit, Internet or Online Debit, Bank Fee, In Person Withdrawal, Phone Debit) | $32 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Minnesota median | per transaction | — | Source |
| Debit/ATM Card - Replace Card | $7.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfers Customer (outgoing) - Foreign | $25Below the typical range ($40–$50 nationally) | $25 below the national median$25 below the Minnesota median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier's Check Customer | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Minnesota median | — | — | Source |
| Money Orders Customer | $3 | ||||
Digital & ElectronicVerified | |||||
| BillPay: Donation payment by check | $1.99Within the typical range ($0–$9.95 nationally) | $0.51 below the national median$1.99 above the Minnesota median | — | — | Source |
| BillPay: Gift payment by check | $2.99 | ||||
Cash & DepositVerified | |||||
| Coin Counting - Customer | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Coin Counting - Non-Customer | 5%($3 minimum) | ||||
Account ServicesVerified | |||||
| Notary Public Service - Customer | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2.25 below the Minnesota median | — | — | Source |
| Notary Public Service - Non-Customers | $5 | ||||
Other FeesVerified | |||||
| Duplicate Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Minnesota median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 62 others that publish it, 48 lower, 1 the same and 13 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
29
Under review
0
Assets
$499.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$499.0M
Total deposits
$455.4M
Service charge income
$36K
Fee income ratio
0.54%
Return on assets
1.95%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $2 above the national median$3 above the Minnesota median |
| per item |
| — |
| Source |
| Daily Overdraft Fee - Fee begins on 4th business day after initial overdraft | $5Within the typical range ($5–$15 nationally) | At the national median$1 below the Minnesota median | per day | — | Source |
| Daily Overdraft Fee Maximum | $100Within the typical range ($99–$175 nationally) | $25 below the national medianAt the Minnesota median | varies | Maximum total for 20 consecutive business days | Institution’s schedule |
| Overdraft Charge Daily Maximum | $96Below the typical range ($99–$175 nationally) | $29 below the national median$4 below the Minnesota median | per day | Daily maximum cap for overdraft charges | Institution’s schedule |
| $2.50 below the national median$2.50 below the Minnesota median |
| — |
| — |
| Source |
| $1 above the national median$0.25 above the Minnesota median |
| — |
| — |
| Source |
| Stop Payment - Checks and ACH items | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Minnesota median | — | — | Source |
| Collection Item | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| $0.49 above the national median$2.99 above the Minnesota median |
| — |
| — |
| Source |
| BillPay: Overnight Rush Check Payment | $19.95Above the typical range ($0–$9.95 nationally) | $17.45 above the national median$19.95 above the Minnesota median | per item | — | Institution’s schedule |
| BillPay: Second Day Rush Check Payment | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$14.95 above the Minnesota median | per item | — | Institution’s schedule |
| BillPay: Second Day Rush Electronic Payment | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$4.95 above the Minnesota median | per item | — | Institution’s schedule |
| — |
| — |
| Source |
| Return Deposit Item | $4Below the typical range ($8–$25 nationally) | $11 below the national median$6 below the Minnesota median | per item | — | Source |
| $2.50 above the national median$2.75 above the Minnesota median |
| — |
| — |
| Source |
| If both keys are lost, the box must be drilled open at a cost determined at opening. | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Minnesota median | — | — | Source |
| Safe Deposit Box 10" x 10" | $125Above the typical range ($30–$70 nationally) | $80 above the national median$80 above the Minnesota median | — | — | Source |
| Safe Deposit Box 3" x 10" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
| Safe Deposit Box 3" x 5" | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Minnesota median | — | — | Source |
| Safe Deposit Box 5" x 10" | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Minnesota median | — | — | Source |
| Levy/Garnishment | $100Above the typical range ($30–$89.38 nationally) | $50 above the national median$32.50 above the Minnesota median | — | — | Source |