vs. U.S. typical range:LowerTypicalHigher
At the national median$2 below the Kentucky median
per month · Source
$7.50 above the national median$10 above the Kentucky median
$5 above the national median$5 above the Kentucky median
$5 above the national median$5 above the Kentucky median
$1.50 below the national median$1 below the Kentucky median
At the national medianAt the Kentucky median
At the national median$5 above the Kentucky median
$5 below the national median$5 below the Kentucky median
At the national medianAt the Kentucky median
$2 above the national median$2 above the Kentucky median
$7.50 above the national median$6.52 above the Kentucky median
per item · Source
$1 below the national median$1 below the Kentucky median
per item · Source
$4 below the national median$9 below the Kentucky median
$2.50 below the national medianAt the Kentucky median
$3 below the national median$2 above the Kentucky median
$105 above the national median$106.50 above the Kentucky median
$20 below the national median$18.50 below the Kentucky median
$75 above the national median$76.50 above the Kentucky median
$15 below the national median$13.50 below the Kentucky median
$15 above the national median$16.50 above the Kentucky median
$45 above the national median$46.50 above the Kentucky median
$50 above the national median$25 above the Kentucky median
$2 above the national median$2.44 above the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Status | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Research Fee (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds (NSF) Item PAID | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Kentucky median | — | — | Source |
| Insufficient Funds (NSF) Item RETURNED | $35 | ||||
ATM & CardVerified | |||||
| ATM- Foreign | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Kentucky median | — | — | Source |
| ATM/Debit Card Replacement (first replacement card free) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Kentucky median | — | — | Source |
| Wire Transfer Incoming | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Kentucky median | — | — | Source |
| Stop Payment (each) | $35 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Items (chargeback) | $12Within the typical range ($8–$25 nationally) | $3 below the national median$2 above the Kentucky median | — | — | Source |
Account ServicesVerified | |||||
| Drill Box | $150Above the typical range ($30–$70 nationally) | $105 above the national median$106.50 above the Kentucky median | — | — | Source |
| Lost Key | $25 | ||||
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.44 above the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 53 others that publish it, 31 lower, 15 the same and 7 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
23
Under review
0
Assets
$410.8M
Work at Bank of Lexington, Inc.? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$410.8M
Total deposits
$322.2M
Service charge income
$19K
Fee income ratio
0.50%
Return on assets
1.05%
Branches
4
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Kentucky median |
| — |
| — |
| Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Kentucky median |
| — |
| — |
| Source |
| Wire Transfer: Outgoing Foreign | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| $7.50 above the national median$6.52 above the Kentucky median |
| per item |
| — |
| Source |
| Counter Checks (per page (4 checks to a page)after initial 24 free starter checks) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Kentucky median | per item | — | Source |
| Foreign/Collection Item | $16Within the typical range ($10–$25 nationally) | $4 below the national median$9 below the Kentucky median | — | — | Source |
| $20 below the national median$18.50 below the Kentucky median |
| — |
| — |
| Source |
| Safe Deposit Box 10 x 10 | $120Above the typical range ($30–$70 nationally) | $75 above the national median$76.50 above the Kentucky median | — | — | Source |
| Safe Deposit Box 3 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$13.50 below the Kentucky median | — | — | Source |
| Safe Deposit Box 5 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$16.50 above the Kentucky median | — | — | Source |
| Safe Deposit Box 7 x 10 | $90Above the typical range ($30–$70 nationally) | $45 above the national median$46.50 above the Kentucky median | — | — | Source |
| Garnishments | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$25 above the Kentucky median | — | — | Source |