vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Massachusetts median
per item · Source
$25 below the national median$25 below the Massachusetts median
per day · Source
At the national medianAt the Massachusetts median
per day · Source
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
At the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
$1 above the national medianAt the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$1 above the national median$1 below the Massachusetts median
$7.50 below the national median$0.36 above the Massachusetts median
$25 below the national median$45 below the Massachusetts median
$25 above the national median$25 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
per year · Source
At the national medianAt the Massachusetts median
$1 below the national median$3 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Overdraft & NSFVerified | |||||
| Insufficient funds/overdraft fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| per day does apply. Please note that the insufficient funds/overdraft fee for a qualified 18/65 account is | $5Below the typical range ($25–$33 nationally) | $25 below the national median$25 below the Massachusetts median | per day | — | Source |
| Daily Overdraft Fee | $5Within the typical range ($5–$16.50 nationally) | At the national medianAt the Massachusetts median | per day | — | Source |
ATM & CardVerified | |||||
| Debit/ATM Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Wire TransfersVerified | |||||
| Consumer & Business Domestic Wire Transfer: Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Consumer & Business Domestic Wire Transfer: Incoming | $15 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item | $7.50Below the typical range ($8–$25 nationally) | $7.50 below the national median$0.36 above the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Key Deposit | $20Below the typical range ($30–$70 nationally) | $25 below the national median$45 below the Massachusetts median | — | — | Source |
| Levy Processing | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Maintenance Fee | $10Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | per year | — | Source |
| IRA Trustee to Trustee Transfer | $25 | ||||
Other FeesVerified | |||||
| Copy of Statement (without check images) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Massachusetts median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
17
Under review
0
Assets
$444.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$444.8M
Total deposits
$365.8M
Service charge income
$103K
Fee income ratio
3.4%
Return on assets
0.58%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Consumer International Wire Transfer: Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Massachusetts median | — | — | Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Copy of Statement (with check images) | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 below the Massachusetts median | — | — | Source |
| $25 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |