vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Illinois median
$7.50 above the national median$5 above the Illinois median
$12.50 below the national median$15 below the Illinois median
per item · Per statement · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$20 above the national median$20 above the Illinois median
per item · Source
$30 above the national median$30 above the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$1 above the national median$0.75 above the Illinois median
per item · Source
$2.50 above the national median$0.50 above the Illinois median
per item · Source
$2 above the national median$2.50 above the Illinois median
At the national median$1 below the Illinois median
per item · Source
$9 below the national median$9 below the Illinois median
per item · Source
$1.50 below the national medianAt the Illinois median
per item · Source
$37 below the national median$37 below the Illinois median
per item · Source
$25 below the national median$25 below the Illinois median
$50 above the national median$25 above the Illinois median
per item · Source
$50 above the national median$50 above the Illinois median
per item · Source
$15 below the national median$15 below the Illinois median
per month · Source
$25 above the national median$23.50 above the Illinois median
per item · Source
$1.45 above the national median$1.45 above the Illinois median
per item · Source
$1.45 above the national median$1.45 above the Illinois median
per item · Source
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closeout | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Reconciliation/Research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Undeliverable Statement | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Illinois median | per item | Per statement | Source |
Overdraft & NSFVerified | |||||
| Paid NSF Charge | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Paid Overdraft Charge | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Wire Transfers: Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $6Below the typical range ($8–$25 nationally) | $9 below the national median$9 below the Illinois median | per item | — | Source |
Account ServicesVerified | |||||
| Notary | $1Within the typical range ($0–$5 nationally) | $1.50 below the national medianAt the Illinois median | per item | — | Source |
| Key Replacement | $8 | ||||
Lending FeesVerified | |||||
| Late Payment | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Illinois median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Out | $50Above the typical range ($25–$35 nationally) | $25 above the national median$23.50 above the Illinois median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1.45 above the Illinois median | per item | — | Source |
| Travel Card Reload | $4.95 | ||||
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
Overdraft
$30.00
Of 51 others that publish it, 13 lower, 19 the same and 19 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$481.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$481.6M
Total deposits
$403.4M
Service charge income
$267K
Fee income ratio
5.2%
Return on assets
-4.36%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| Returned NSF Charge | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| Wire Transfers: Foreign Outgoing | $70Above the typical range ($40–$50 nationally) | $20 above the national median$20 above the Illinois median | per item | — | Source |
| Foreign Incoming | $50Above the typical range ($10–$25 nationally) | $30 above the national median$30 above the Illinois median | per item | — | Source |
| $1 above the national median$0.75 above the Illinois median |
| per item |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | per item | — | Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2.50 above the Illinois median | — | — | Source |
| Check Copies | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | per item | — | Source |
| $37 below the national median$37 below the Illinois median |
| per item |
| — |
| Source |
| Replacement Key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | — | — | Source |
| Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Illinois median | per item | — | Source |
| Subpoena | $100Within the typical range ($30–$100 nationally) | $50 above the national median$50 above the Illinois median | per item | — | Source |
| $1.45 above the national median$1.45 above the Illinois median |
| per item |
| — |
| Source |