vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the New York median
$20 above the national median$15.50 above the New York median
$25 above the national median$20.50 above the New York median
$7.50 above the national median$7.50 above the New York median
$12.50 above the national median$12.50 above the New York median
$7.50 below the national median$7.50 below the New York median
per item · Source
$5 above the national median$5 above the New York median
per item · Source
$5 above the national median$10 above the New York median
per item · Source
$20 below the national median$15 below the New York median
per item · Source
$7 above the national median$7 above the New York median
per item · Source
$1 above the national median$1 above the New York median
per transaction · Source
At the national medianAt the New York median
$15 above the national median$15 above the New York median
$5 above the national median$5 above the New York median
$5 below the national medianAt the New York median
$5 below the national medianAt the New York median
$5 above the national median$5 above the New York median
$3 above the national median$3 above the New York median
$8 above the national median$8 above the New York median
$2.50 above the national median$5 above the New York median
per item · Source
$35 above the national median$35 above the New York median
$7 above the national median$5 above the New York median
per item · Source
At the national median$0.35 below the New York median
—
$2.50 below the national median$2 below the New York median
$0.50 below the national medianAt the New York median
$155 above the national median$145 above the New York median
$30 below the national median$40 below the New York median
$20 below the national median$30 below the New York median
$75 above the national median$25 above the New York median
$5 below the national median$10 below the New York median
$7 above the national median$7 above the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed within Six Months | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the New York median | — | — | Source |
| Abandoned Property Handling Fee (per account) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$15.50 above the New York median | — | — | Source |
| Reclamation of Escheated Funds (per account) | $30Above the typical range ($5–$10 nationally) | $25 above the national median$20.50 above the New York median | — | — | Source |
| Account Reconciliation Fee (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the New York median | — | — | Source |
| Record Research Fee (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12.50 above the New York median | — | — | Source |
| Savings Withdrawal Limit Fee (per item) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the New York median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Premium OD Fee (per item paid) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Insufficient Funds Charge (per item, per presentment2) | $35 | ||||
ATM & CardVerified | |||||
| Non-Network ATM Fee (per transaction) | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the New York median | per transaction | — | Source |
| ATM/Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire | $40Above the typical range ($20–$25 nationally) | $15 above the national median$15 above the New York median | — | — | Source |
| Domestic Incoming Wire | $15 | ||||
Check ServicesVerified | |||||
| Tellers Checks (under $1,000.00) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Money Order (depositor) | $5 | ||||
Cash & DepositVerified | |||||
| Coin Machine Fee (depositor) | $0Within the typical range ($0–$3 nationally) | At the national median$0.35 below the New York median | — | — | Source |
| Coin Machine Fee (non-depositor) | 10% | — | |||
Account ServicesVerified | |||||
| Notary Public (depositor) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | — | — | Source |
| Notary Public (non-depositor) | $2 | ||||
Other FeesVerified | |||||
| Photocopy of Transaction Slip (per item) | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the New York median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 40 others that publish it, 20 lower, 12 the same and 8 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
31
Under review
0
Assets
$525.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$525.4M
Total deposits
$446.5M
Service charge income
$68K
Fee income ratio
1.3%
Return on assets
0.51%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$10 above the New York median |
| per item |
| — |
| Source |
| Returned Check Charge (per item) | $10Below the typical range ($25–$32 nationally) | $20 below the national median$15 below the New York median | per item | — | Source |
| Overdraft Protection Transfer Fee (per transfer) | $12Above the typical range ($2.50–$5 nationally) | $7 above the national median$7 above the New York median | per item | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| $5 above the national median$5 above the New York median |
| — |
| — |
| Source |
| Foreign Outgoing Wire | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the New York median | — | — | Source |
| Foreign Incoming Wire | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the New York median | — | — | Source |
| $3 above the national median$3 above the New York median |
| — |
| — |
| Source |
| Money Order (non-depositor) | $10Above the typical range ($1.50–$3 nationally) | $8 above the national median$8 above the New York median | — | — | Source |
| Stop Payment Fee (per item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| Collection of Foreign Item Fee | $55Above the typical range ($10–$25 nationally) | $35 above the national median$35 above the New York median | — | — | Source |
| Photocopy of Check Fee (per item) | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the New York median | per item | — | Source |
| — |
| — |
| Source |
| $0.50 below the national medianAt the New York median |
| — |
| — |
| Source |
| Safe Deposit Box Breakopen | $200Above the typical range ($30–$70 nationally) | $155 above the national median$145 above the New York median | — | — | Source |
| Safe Deposit Box Late Payment Fee | $15Below the typical range ($30–$70 nationally) | $30 below the national median$40 below the New York median | — | — | Source |
| Safe Deposit Box Lost Key Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the New York median | — | — | Source |
| Legal Processing Fee | $125Above the typical range ($30–$100 nationally) | $75 above the national median$25 above the New York median | — | — | Source |
| Account Verification Letter | $5Within the typical range ($5–$15 nationally) | $5 below the national median$10 below the New York median | — | — | Source |