vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Illinois median
per month · Source
$12.50 above the national median$10 above the Illinois median
$5 above the national median$5 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
$35 above the national median$30 above the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$10 below the national median$10 below the Illinois median
At the national medianAt the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
per item · Source
$1 above the national median$0.75 above the Illinois median
per item · Source
$2.50 above the national median$0.50 above the Illinois median
per item · Source
$2 below the national median$4 below the Illinois median
$10 above the national median$15 above the Illinois median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10502. canonical_hint=check_cashing; text_hash=eb654b41860c4d246cbf37fac5981078535ea080bf0c71f55efde8ad5cca434f; excerpt="Collection Fee | $30.00" · Source
$3 below the national median$4 below the Illinois median
$2.50 below the national median$4.97 below the Illinois median
At the national medianAt the Illinois median
$2.50 below the national median$1 below the Illinois median
$105 above the national median$105 above the Illinois median
$5 above the national median$5 above the Illinois median
$30 above the national median$30 above the Illinois median
At the national medianAt the Illinois median
$100 above the national median$75 above the Illinois median
$10 below the national median$10 below the Illinois median
At the national median$1.50 below the Illinois median
$2 above the national median$3 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee An account is considered dormant after 24 months of no activity | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Bank Account Reconciliation or Research | $30Above the typical range ($11.75–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| NSF Return Item Fee | $35 | ||||
ATM & CardVerified | |||||
| Replacement Card | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Expedited Card or PIN | $75 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (Outgoing) Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Wire Transfers (Incoming) Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check – Customer | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Cashier's Check – Non Customer (subject to approval) | $15 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.97 below the Illinois median | — | — | Source |
| Mobile Deposit | $0 | ||||
Account ServicesVerified | |||||
| Notary Fee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1 below the Illinois median | — | — | Source |
| Safe Deposit Box 10x10 | $150 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer (to another bank) | $25Within the typical range ($25–$35 nationally) | At the national median$1.50 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Bank Statement Reproduction | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
28
Under review
0
Assets
$536.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$536.6M
Total deposits
$440.6M
Service charge income
$24K
Fee income ratio
0.55%
Return on assets
1.14%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| $35 above the national median$30 above the Illinois median |
| — |
| — |
| Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Wire Transfers (Outgoing) Foreign | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Wire Transfers (Incoming) Foreign | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
| $10 above the national median$10 above the Illinois median |
| per item |
| — |
| Source |
| Money Order – Customer ($1,000 maximum) | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$0.75 above the Illinois median | per item | — | Source |
| Stop Payment (per check or item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | per item | — | Source |
| Check Cashing – Non Customer (subject to approval) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$4 below the Illinois median | — | — | Source |
| Collection Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$15 above the Illinois median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10502. canonical_hint=check_cashing; text_hash=eb654b41860c4d246cbf37fac5981078535ea080bf0c71f55efde8ad5cca434f; excerpt="Collection Fee | $30.00" | Source |
| Copy of Check | $0Below the typical range ($2–$5 nationally) | $3 below the national median$4 below the Illinois median | — | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $105 above the national median$105 above the Illinois median |
| — |
| — |
| Source |
| Safe Deposit Box 3x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Safe Deposit Box 5x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Illinois median | — | — | Source |
| Safe Deposit Box 5x5 | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Garnishments/Levies | $150Above the typical range ($30–$90 nationally) | $100 above the national median$75 above the Illinois median | — | — | Source |