vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3.05 above the Oklahoma median
$4 above the national median$3.05 above the Oklahoma median
per month · Source
$7.50 above the national median$10 above the Oklahoma median
$7.50 above the national median$5 above the Oklahoma median
$17.50 above the national median$15 above the Oklahoma median
At the national median$3 above the Oklahoma median
per item · Source
At the national median$2.75 above the Oklahoma median
per item · Source
$0.50 above the national median$1 above the Oklahoma median
per transaction · Source
$5 below the national median$2.50 below the Oklahoma median
per item · Source
At the national median$6.05 above the Oklahoma median
At the national medianAt the Oklahoma median
$2 below the national median$2 below the Oklahoma median
$5 above the national median$5 above the Oklahoma median
$1 below the national median$2 below the Oklahoma median
$2.50 below the national medianAt the Oklahoma median
$12.50 below the national median$10 below the Oklahoma median
$5 above the national median$10 above the Oklahoma median
$10 below the national median$0.95 below the Oklahoma median
$25 above the national median$30 above the Oklahoma median
per year · Source
$15 below the national median$10 below the Oklahoma median
per year · Source
$5 below the national medianAt the Oklahoma median
per year · Source
$20 below the national median$15 below the Oklahoma median
per year · Source
$25 below the national medianAt the Oklahoma median
At the national median$25 above the Oklahoma median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Fee . | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.05 above the Oklahoma median | — | — | Source |
| Monthly maintenance fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.05 above the Oklahoma median | per month | — | Source |
| Account Closed within 90 Days of Opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Oklahoma median | — | — | Source |
| Account Reconciliation per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Oklahoma median | — | — | Source |
| Account Research per hour Bank Bags - Locking | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$15 above the Oklahoma median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $30Within the typical range ($25–$33 nationally) | At the national median$3 above the Oklahoma median | per item | — | Source |
| Returned Non-Sufficient (NSF) Item fee - per item | $30 | ||||
ATM & CardVerified | |||||
| ATM & Debit Cards - per Transaction Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Oklahoma median | per transaction | — | Source |
| ATM & Debit Cards - Replacement Fee per Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$6.05 above the Oklahoma median | — | — | Source |
| Wire Transfer - International | $50 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks - Customer | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Oklahoma median | — | — | Source |
| Cashier's Checks - Non Customer | $10 | ||||
Cash & DepositVerified | |||||
| Charge Backs - Returned Items | $5Below the typical range ($8–$25 nationally) | $10 below the national median$0.95 below the Oklahoma median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10x10x26 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$30 above the Oklahoma median | per year | — | Source |
| Safe Deposit Box 3x10x26 | $30 | ||||
Overdraft
$30.00
Of 34 others that publish it, 25 lower, 2 the same and 7 higher.
Monthly maintenance
$10.00
Of 30 others that publish it, 23 lower, 3 the same and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$608.6M
Work at Frontier State Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$608.6M
Total deposits
$457.5M
Service charge income
$41K
Fee income ratio
0.82%
Return on assets
1.62%
Branches
1
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median$2.75 above the Oklahoma median |
| per item |
| — |
| Source |
| $5 below the national median$2.50 below the Oklahoma median |
| per item |
| — |
| Source |
| At the national medianAt the Oklahoma median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Oklahoma median |
| — |
| — |
| Source |
| Money Order - Customer | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$2 below the Oklahoma median | — | — | Source |
| Stop Payment - In person/by phone request | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Oklahoma median | — | — | Source |
| Stop Payment - Online banking request | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the Oklahoma median | — | — | Source |
| Collection Items | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the Oklahoma median | — | — | Source |
| $15 below the national median$10 below the Oklahoma median |
| per year |
| — |
| Source |
| Safe Deposit Box 5x10x26 | $40Within the typical range ($30–$70 nationally) | $5 below the national medianAt the Oklahoma median | per year | — | Source |
| Safe Deposit Box 5x5x26 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$15 below the Oklahoma median | per year | — | Source |
| Garnishment | $25Below the typical range ($30–$90 nationally) | $25 below the national medianAt the Oklahoma median | — | — | Source |
| Tax Levy | $50Within the typical range ($30–$90 nationally) | At the national median$25 above the Oklahoma median | — | — | Source |