Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Carroll Bank and Trust

Huntingdon, TennesseeBankSt. Louis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account ( inactive accounts over 12 months)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Paid Overdraft Item Fee$33Within the typical range ($25–$33 nationally)
$3 above the national median$1.50 above the Tennessee median
per item · Source
Returned NSF Item Fee$33Above the typical range ($25–$32 nationally)
$3 above the national median$3 above the Tennessee median
per item · Source
Automatic Overdraft Sweep Fee$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Tennessee median
per item · Source

Wire TransfersVerified

Bank Wire: Incoming$10Within the typical range ($5–$15 nationally)
At the national median$5 below the Tennessee median
Source
International Outgoing wire$50Within the typical range ($40–$50 nationally)
At the national medianAt the Tennessee median
Source

Check ServicesVerified

Cashiers Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Tennessee median
per item · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$10 below the Tennessee median
Source
Collection Items$7.50Below the typical range ($10–$25 nationally)
$12.50 below the national median$10 below the Tennessee median
Source

Cash & DepositVerified

Count coins10%
—
Source
Returned Deposited Item$2Below the typical range ($8–$25 nationally)
$13 below the national median$13 below the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account ( inactive accounts over 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median$5 below the Tennessee median	per month	—	Source
Paper Statement	$3Within the typical range ($2–$4.93 nationally)	At the national medianAt the Tennessee median	per month	—	Source
Overdraft & NSFVerified
Paid Overdraft Item Fee	$33Within the typical range ($25–$33 nationally)	$3 above the national median$1.50 above the Tennessee median	per item	—	Source
Returned NSF Item Fee	$33
ATM & CardVerified
If used at any ATM other than MoneyPass Network a	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.25 below the Tennessee median	—	—	Source
Wire TransfersVerified
Bank Wire: Incoming	$10Within the typical range ($5–$15 nationally)	At the national median$5 below the Tennessee median	—	—	Source
International Outgoing wire	$50
Check ServicesVerified
Cashiers Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Tennessee median	per item	—	Source
Stop Payment Fee	$20
Cash & DepositVerified
Count coins	10%	—	—	—	Source
Returned Deposited Item	$2Below the typical range ($8–$25 nationally)	$13 below the national median$13 below the Tennessee median
Account ServicesVerified
Safe Deposit Boxes	$15Below the typical range ($30–$70 nationally)	$30 below the national median$35 below the Tennessee median	per year	—	Source
Other FeesVerified
Photocopies	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median$2.75 below the Tennessee median	per item	—	Source

Against St. Louis Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$33.00
Of 100 others that publish it, 65 lower, 3 the same and 32 higher.

See every headline fee against its local competitors

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

14 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$662.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$662.1M

Total deposits

$605.5M

Service charge income

$154K

Fee income ratio

2.1%

Return on assets

1.01%

Branches

Service charge income by quarter

Q2 2026$154K

Q1 2026$146K

Q4 2025$139K

Q3 2025$143K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,473 published fee entries from 3,598 institutions

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