vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Texas median
At the national medianAt the Texas median
$5 above the national median$5 above the Texas median
per day · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
$5 below the national median$2.50 below the Texas median
At the national median$5 above the Texas median
$5 above the national median$10 above the Texas median
$50 above the national median$50 above the Texas median
At the national medianAt the Texas median
$3 above the national median$3 above the Texas median
$7.50 above the national median$5.50 above the Texas median
$1 below the national median$1 below the Texas median
$5 above the national median$5 above the Texas median
$5 below the national median$5 below the Texas median
—
$3 below the national medianAt the Texas median
$25 below the national median$25 below the Texas median
$50 above the national median$50 above the Texas median
$0.50 below the national median$0.50 below the Texas median
per month · Source
$2 above the national median$2 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee (Account Closed Within 180 Days of Opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Inactivity Fee (Checking Accounts With No Activity For 120 Days) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | per day | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB) | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Texas median | — | — | Source |
| Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB) | |||||
Wire TransfersVerified | |||||
| Wire Transfer – Domestic Outgoing (Provided Only To Customers) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | — | — | Source |
| Wire Transfer – Incoming (Provided Only To Customers) | |||||
Check ServicesVerified | |||||
| Cashier's Check/Customer | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Money Order/Customer | $5 | ||||
Cash & DepositVerified | |||||
| Coin Counting | 10% | — | — | — | Source |
| Chargeback Fee (Charged on Business Accounts Only) | $12Within the typical range ($8–$25 nationally) | $3 below the national median | |||
Account ServicesVerified | |||||
| Safe Deposit - Key Deposit | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | — | — | Source |
| Garnishments | $100 | ||||
Other FeesVerified | |||||
| Duplicate Statement Printed At Regular Statement Cycle (Per Month) | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 below the Texas median | per month | — | Source |
| Research Item Copy (Per Page) | |||||
Overdraft
$35.00
Of 49 others that publish it, 31 lower, 16 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$15.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$15.2B
Total deposits
$13.3B
Service charge income
$6.3M
Fee income ratio
4.0%
Return on assets
1.77%
Branches
83
Service charge income by quarter
Financial profile · Pro
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| $1.50Within the typical range ($1–$2.25 nationally) |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| $15Within the typical range ($5–$15 nationally) |
| $5 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| Wire Transfer – International Outgoing (Provided Only To Customers) | $100Above the typical range ($40–$50 nationally) | $50 above the national median$50 above the Texas median | — | — | Source |
| $3 above the national median$3 above the Texas median |
| — |
| — |
| Source |
| Stop Payment Charge | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Texas median | — | — | Source |
| Temporary Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Non-Customer Check Cashing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Consumer Collection Item (Incoming/Outgoing) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| — |
| — |
| Source |
| $50 above the national median$50 above the Texas median |
| — |
| — |
| Source |
| $5Within the typical range ($2–$5 nationally) |
| $2 above the national median$2 above the Texas median |
| per item |
| — |
| Source |