vs. U.S. typical range:LowerTypicalHigher
$8 above the national median$6 above the Maryland median
$3 above the national median$1 above the Maryland median
$2 below the national median$4 below the Maryland median
$5 above the national median$5 above the Maryland median
per year · Source
$5 above the national median$5 above the Maryland median
$7.50 above the national median$7.50 above the Maryland median
$5 above the national median$5 above the Maryland median
per item · Source
$0.25 above the national median$0.75 above the Maryland median
$5 below the national median$5 below the Maryland median
At the national medianAt the Maryland median
At the national median$5 above the Maryland median
$5 below the national median$10 below the Maryland median
At the national medianAt the Maryland median
$7.50 above the national median$7.50 above the Maryland median
$2 above the national medianAt the Maryland median
$5 below the national median$10 below the Maryland median
$220 above the national median$210 above the Maryland median
$120 above the national median$110 above the Maryland median
$100 above the national median$50 above the Maryland median
$2.75 below the national median$4.75 below the Maryland median
per item · Source
$2 above the national medianAt the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Business Service Charge if Account Falls Below | $15Above the typical range ($5–$10 nationally) | $8 above the national median$6 above the Maryland median | — | — | Source |
| Regular Checking Business Service Charge if Account Falls Below | $10Within the typical range ($5–$10 nationally) | $3 above the national median$1 above the Maryland median | — | — | Source |
| Statement Savings Business Service Charge if Account Falls Below | $5Within the typical range ($5–$10 nationally) | $2 below the national median$4 below the Maryland median | — | — | Source |
| Dormant Account Annual Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Maryland median | per year | — | Source |
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Maryland median | — | — | Source |
| Account Reconciliation Per Hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Fee (Per Item) Customer Overdraft Policy NSF Fee (Per Item, Per Presentment) Customer Overdraft Policy | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Maryland median | per item | — | Source |
ATM & CardVerified | |||||
| Non-Hebron Savings Bank ATM Transaction Fee | $1.75Within the typical range ($1–$2.25 nationally) | $0.25 above the national median$0.75 above the Maryland median | — | — | Source |
| Debit Card Lost/Damaged Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing (Domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Wire Transfer - Outgoing (International) | $50 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Stop Payment Request/Renewal | $35 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the Maryland median | — | — | Source |
| Night Depository Bag or Key Replacement | $25 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box Drilled And Replace Locks | $265Above the typical range ($30–$70 nationally) | $220 above the national median$210 above the Maryland median | — | — | Source |
| Safe Deposit Box New Lock and Two Keys | $165 | ||||
Other FeesVerified | |||||
| Photocopies (Per Page) | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$4.75 below the Maryland median | per item | — | Source |
| Statement Copy | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 52 others that publish it, 25 lower, 17 the same and 10 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$838.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$838.8M
Total deposits
$723.0M
Service charge income
$294K
Fee income ratio
2.9%
Return on assets
1.65%
Branches
14
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$5 below the Maryland median |
| — |
| — |
| Source |
| At the national median$5 above the Maryland median |
| — |
| — |
| Source |
| Wire Transfer - Incoming (Domestic or International) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the Maryland median | — | — | Source |
| $7.50 above the national median$7.50 above the Maryland median |
| — |
| — |
| Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | — | — | Source |
| $15 above the national median |
| — |
| — |
| Source |
| $120 above the national median$110 above the Maryland median |
| — |
| — |
| Source |
| Attachments, Levies, and Garnishments | $150Above the typical range ($30–$90 nationally) | $100 above the national median$50 above the Maryland median | — | — | Source |
| $2 above the national medianAt the Maryland median |
| — |
| — |
| Source |