Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Regional bank, $10B to $50B

Bank of America California, National Association

San Francisco, CaliforniaBankSan Francisco Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly maintenance fee$8Within the typical range ($4–$10 nationally)

ATM & CardVerified

Non-Bank of America ATM Fee$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$0.50 above the California median
per item · Source
Non-Bank of America ATM Fee$5Above the typical range ($1–$2.25 nationally)
$3.50 above the national median$3 above the California median
per item · Source
Rush Replacement ATM or Debit$15Below the typical range ($30–$50 nationally)
$25 below the national median$30 below the California median
per item · Source

Check ServicesVerified

Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$7.50 above the California median
per item · Source
Applies to checks drawn on$8Within the typical range ($5–$10 nationally)
$3 above the national median$2 above the California median
per item · Source
Check Image$0Below the typical range ($2–$5 nationally)
$3 below the national median$3 below the California median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly maintenance fee	$8Within the typical range ($4–$10 nationally)	$2 above the national median$2.50 above the California median	per month	—	Source
Monthly maintenance fee for Advantage Relationship Banking account	$25Above the typical range ($4–$10 nationally)	$19 above the national median$19.50 above the California median	per month	—	Source
Monthly maintenance fee for Advantage SafeBalance Banking for Family Banking account	$4.95Within the typical range ($4–$10 nationally)	$1.05 below the national median$0.55 below the California median	per month	—	Source
Overdraft & NSFVerified
Overdraft Item Fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$15 below the California median	per item	—	Source
ATM & CardVerified
Non-Bank of America ATM Fee	$2.50Above the typical range ($1–$2.25 nationally)	$1 above the national median$0.50 above the California median	per item	—	Source
Non-Bank of America ATM Fee	$5
Wire TransfersVerified
Domestic outgoing wire	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the California median	—	—	Source
Check ServicesVerified
Stop Payment Fee	$30Within the typical range ($20–$30 nationally)	$2.50 above the national median$7.50 above the California median	per item	—	Source
Applies to checks drawn on	$8
Retirement & IRAVerified
IRA Direct Custodian Transfer	$50Above the typical range ($25–$35 nationally)	$25 above the national median$25 above the California median	per item	—	Source
Other FeesVerified
Statement Copy	$0Below the typical range ($2–$5 nationally)	$3 below the national median$4.50 below the California median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

13 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$14.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$14.8B

Total deposits

$12.3B

Service charge income

Fee income ratio

0.00%

Return on assets

0.80%

Branches

Service charge income by quarter

Q2 2026$0

Q1 2026$0

Q4 2025$0

Q3 2025$0

Financial profile · Pro

Performance from regulator filings

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