vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Minnesota median
At the national medianAt the Minnesota median
per month · Source
$7.50 above the national median$5 above the Minnesota median
$5 below the national median$5 below the Minnesota median
At the national median$1 below the Minnesota median
At the national median$25 above the Minnesota median
per day · Institution’s schedule
$2 below the national median$2 below the Minnesota median
per item · Source
At the national medianAt the Minnesota median
$0.50 below the national median$1.25 below the Minnesota median
$2.50 below the national medianAt the Minnesota median
per item · Source
$16 below the national median$16 below the Minnesota median
$22.50 above the national median$25 above the Minnesota median
per item · Source
$11 below the national median$6 below the Minnesota median
per item · Source
$25 below the national median$25 below the Minnesota median
$255 above the national median$255 above the Minnesota median
$20 below the national median$20 below the Minnesota median
$2.75 below the national median$2.75 below the Minnesota median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closing Fee (If closed within 90 days of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Minnesota median | — | — | Source |
| Dormant Account Fee (Per month) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Account Research and Balancing | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| Continuous Overdraft Charge | $5 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card Replacement | $8Within the typical range ($5–$10 nationally) | $2 below the national median$2 below the Minnesota median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Personal Money Orders | $1.50 | ||||
Digital & ElectronicVerified | |||||
| Overnight Bill Pay…………………………………………… | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$25 above the Minnesota median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposit Item Return Charge (Per Return) | $4Below the typical range ($8–$25 nationally) | $11 below the national median$6 below the Minnesota median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Boxes (sizes vary per location) | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Minnesota median | — | — | Source |
| Safe Deposit Drilling Fee | $300 | ||||
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the Minnesota median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
5 of 15
Published fees
17
Under review
0
Assets
$984.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$984.5M
Total deposits
$788.5M
Service charge income
$106K
Fee income ratio
0.95%
Return on assets
2.58%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| At the national median$1 below the Minnesota median |
| — |
| — |
| Source |
| Overdraft Daily Cap | $125Within the typical range ($99–$175 nationally) | At the national median$25 above the Minnesota median | per day | — | Institution’s schedule |
| $0.50 below the national median$1.25 below the Minnesota median |
| — |
| — |
| Source |
| Stop Payment Charge (Per Item) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Minnesota median | per item | — | Source |
| Foreign Check Processing | $4Below the typical range ($10–$25 nationally) | $16 below the national median$16 below the Minnesota median | — | — | Source |
| $255 above the national median$255 above the Minnesota median |
| — |
| — |
| Source |
| Safe Deposit Key Replacement Charge | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Minnesota median | — | — | Source |