vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the New York median
$5 above the national median$0.50 above the New York median
$10 above the national median$5.50 above the New York median
per month · Source
$2.50 above the national median$2.50 above the New York median
$1 below the national median$0.25 below the New York median
$6 above the national median$6 above the New York median
per item · Source
$6 above the national median$11 above the New York median
per item · Source
At the national medianAt the New York median
per day · Source
$0.50 below the national median$0.50 below the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
$0.50 above the national median$0.50 above the New York median
per transaction · Source
$2.50 below the national median$2.50 below the New York median
per item · Source
—
At the national medianAt the New York median
$10 above the national median$10 above the New York median
At the national median$5 above the New York median
$20 above the national median$25 above the New York median
$1 above the national median$1 above the New York median
per item · Source
$2 above the national median$2 above the New York median
$8.50 above the national median$11 above the New York median
per item · Source
$5 below the national median$5 below the New York median
per item · Source
$10 below the national median$10 below the New York median
$2 below the national median$2 below the New York median
per transaction · Source
$3 above the national median$2.65 above the New York median
per item · Source
$25 below the national median$35 below the New York median
per item · Source
$40 above the national median$15 above the New York median
per item · Source
$40 above the national median$10 below the New York median
$5 above the national median$5 above the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Early Closing Fee – Christmas Club | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the New York median | — | — | Source |
| Abandoned Account Escheat | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | — | — | Source |
| Dormant Fee in Service (Dormant Account Fee) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5.50 above the New York median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Paper Statements | $2Within the typical range ($2–$4.93 nationally) | $1 below the national median$0.25 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (Paid Item Fee - PIF) | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the New York median | per item | — | Source |
| NSF Fee (Return Item Fee - RIF) | $36 | ||||
ATM & CardVerified | |||||
| ATM Inquiry Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | — | Source |
| ATM Withdrawal | $2 | ||||
Wire TransfersVerified | |||||
| Per Outgoing Domestic Wire (Personal) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | — | — | Source |
| Per Incoming Wire | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the New York median | per item | — | Source |
| Money Order Fee (Up to $1,000) | $4 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payments (Non-Qualification Fee) | $0.50Within the typical range ($0–$9.95 nationally) | $2 below the national median$2 below the New York median | per transaction | — | Source |
Cash & DepositVerified | |||||
| Loose Coin Fee | $3Within the typical range ($0–$3 nationally) | $3 above the national median$2.65 above the New York median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Lost Key Fee | $20Below the typical range ($30–$70 nationally) | $25 below the national median$35 below the New York median | per item | — | Source |
| Levies and Restraining Orders | $90 | ||||
Retirement & IRAVerified | |||||
| IRA/Health Savings Account Transfer Fee | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 40 others that publish it, 33 lower, 3 the same and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
11 of 15
Published fees
27
Under review
0
Assets
$17.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$17.4B
Total deposits
$14.9B
Service charge income
$9.3M
Fee income ratio
5.3%
Return on assets
1.21%
Branches
214
Service charge income by quarter
Financial profile · Pro
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| $6 above the national median$11 above the New York median |
| per item |
| — |
| Source |
| Consecutive Day Overdraft Fee | $5Within the typical range ($5–$15 nationally) | At the national medianAt the New York median | per day | — | Source |
| $0.50 above the national median$0.50 above the New York median |
| — |
| — |
| Source |
| ATM Withdrawal Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per transaction | — | Source |
| Lost/Stolen Card Replacement | $7.50Within the typical range ($5–$10 nationally) | $2.50 below the national median$2.50 below the New York median | per item | — | Source |
| International Service Fee | 1%of the transaction | — | — | — | Source |
| $10 above the national median$10 above the New York median |
| — |
| — |
| Source |
| Per Outgoing International Personal Wire | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the New York median | — | — | Source |
| Per Outgoing International Personal Wire | $70Above the typical range ($40–$50 nationally) | $20 above the national median$25 above the New York median | — | — | Source |
| $2 above the national median$2 above the New York median |
| — |
| — |
| Source |
| Stop Payment Fee | $36Above the typical range ($20–$30 nationally) | $8.50 above the national median$11 above the New York median | per item | — | Source |
| Collection Item Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the New York median | per item | — | Source |
| Coupon Collection Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the New York median | — | — | Source |
| $40 above the national median$15 above the New York median |
| per item |
| — |
| Source |
| Subpoena Fee | $90Within the typical range ($30–$100 nationally) | $40 above the national median$10 below the New York median | — | — | Source |