vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 above the Georgia median
$7.50 above the national median$10 above the Georgia median
$1 above the national median$1 above the Georgia median
$8 above the national median$6 above the Georgia median
per item · Source
$8 above the national median$6 above the Georgia median
$2 above the national median$2 above the Georgia median
per item · Source
$5 above the national median$5 above the Georgia median
$1 above the national median$1 above the Georgia median
$10.50 above the national median$6 above the Georgia median
At the national median$5 below the Georgia median
$10 below the national median$7.25 below the Georgia median
$10 above the national median$12.75 above the Georgia median
At the national medianAt the Georgia median
At the national medianAt the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closing Service Charge (account closed less than 90 days from date of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the Georgia median | — | — | Source |
| Account Balancing Assistance - per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
| Paper Statement Fee | $4Within the typical range ($2–$4.95 nationally) | $1 above the national median$1 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each overdraft paid) | $38Above the typical range ($25–$33 nationally) | $8 above the national median$6 above the Georgia median | per item | — | Source |
| Return Item Charge | $38 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Georgia median | — | — | Source |
Check ServicesVerified | |||||
| Bank Check | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Georgia median | — | — | Source |
| Stop Payment Fee | $38 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned Fee | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7.25 below the Georgia median | — | — | Source |
| International Deposit Item Return Fee Charge to Return Check | $25 | ||||
Account ServicesVerified | |||||
| Garnishments and Levies | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Verification of Deposit | $10 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$38
Headline fees published
8 of 15
Published fees
14
Under review
0
Assets
$915.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$915.2M
Total deposits
$732.0M
Service charge income
$119K
Fee income ratio
1.4%
Return on assets
1.15%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $8 above the national median$6 above the Georgia median |
| — |
| — |
| Source |
| Overdraft Transfer Fee – per transfer | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2 above the Georgia median | per item | — | Source |
| $10.50 above the national median$6 above the Georgia median |
| — |
| — |
| Source |
| Collection Fee for Foreign Item | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Georgia median | — | — | Source |
| $10 above the national median$12.75 above the Georgia median |
| — |
| — |
| Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |