vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.75 above the Indiana median
per month · Source
$19 above the national median$17.75 above the Indiana median
per month · Source
$2 below the national median$3.25 below the Indiana median
per month · Source
$1 below the national median$2.25 below the Indiana median
per month · Source
$12.50 above the national median$12 above the Indiana median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #3772. canonical_hint=account_research; text_hash=d0b10e57328b7d383cb87b1e7897f291c59c4fda0922c2daa1a91fd21aff8ee2; excerpt="$ 30.00 Research Fee | (via Online Bill Pay)" · Source
$7 above the national median$7 above the Indiana median
per item · Source
$15 below the national median$15 below the Indiana median
$3.50 above the national median$3 above the Indiana median
$2 below the national median$2 below the Indiana median
At the national medianAt the Indiana median
per item · Source
$15 above the national median$15 above the Indiana median
$10 below the national median$9 below the Indiana median
$12.50 below the national median$15 below the Indiana median
$5.50 above the national median$8 above the Indiana median
per day · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3772. canonical_hint=bill_pay; text_hash=d0b10e57328b7d383cb87b1e7897f291c59c4fda0922c2daa1a91fd21aff8ee2; excerpt="• Automatic bill payments | an $8 fee may be charged each business day your account" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| First Merchants Prosper Checking Monthly Maintenance Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.75 above the Indiana median | per month | — | Source |
| First Merchants Prosper Plus Checking Monthly Maintenance Fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$17.75 above the Indiana median | per month | — | Source |
| Monthly Maintenance Fee | $4Within the typical range ($4–$10 nationally) | $2 below the national median$3.25 below the Indiana median | per month | — | Source |
| Monthly Service Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.25 below the Indiana median | per month | — | Source |
| Research Fee: (via Online Bill Pay) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12 above the Indiana median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #3772. canonical_hint=account_research; text_hash=d0b10e57328b7d383cb87b1e7897f291c59c4fda0922c2daa1a91fd21aff8ee2; excerpt="$ 30.00 Research Fee | (via Online Bill Pay)" | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (each time we pay an overdraft) | $37Above the typical range ($25–$33 nationally) | $7 above the national median$7 above the Indiana median | per item | — | Source |
| Stop Payment/Returned Items | $15 | ||||
ATM & CardVerified | |||||
| Foreign ATM 1 | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3 above the Indiana median | — | — | Source |
| ATM or Debit Card Replacement | $8 | ||||
Wire TransfersVerified | |||||
| Incoming Wire | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Indiana median | — | — | Source |
| International Incoming Wire Fee | $10 | ||||
Check ServicesVerified | |||||
| Stop Payment/Returned Items | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$15 below the Indiana median | — | — | Source |
Digital & ElectronicVerified | |||||
| Automatic bill payments | $8Within the typical range ($0–$9.95 nationally) | $5.50 above the national median$8 above the Indiana median | per day | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3772. canonical_hint=bill_pay; text_hash=d0b10e57328b7d383cb87b1e7897f291c59c4fda0922c2daa1a91fd21aff8ee2; excerpt="• Automatic bill payments | an $8 fee may be charged each business day your account" | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$37
Headline fees published
7 of 15
Published fees
14
Under review
0
Assets
$21.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$21.3B
Total deposits
$16.8B
Service charge income
$9.5M
Fee income ratio
4.8%
Return on assets
0.88%
Branches
135
Service charge income by quarter
Financial profile · Pro
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| $15 below the national median$15 below the Indiana median |
| — |
| — |
| Source |
| $2 below the national median$2 below the Indiana median |
| — |
| — |
| Source |
| We charge an ATM or Debit Card replacement fee of | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| $10 below the national median$9 below the Indiana median |
| — |
| — |
| Source |