21 banks and credit unions have branches in the Sheboygan metro area. The Bank Fee Index holds published fees for 15 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Sheboygan metro counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Sheboygan metro
6 institutions with a branch here
$2.25
Wisconsin
25 institutions headquartered in Wisconsin
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Sheboygan metro median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sheboygan metro with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Sheboygan metro
13 institutions with a branch here
$32
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Sheboygan metro covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 13 with a published overdraft fee.
Credit union, membership rules apply · based in Sheboygan, WI · 6 branches here
Bank · based in Fond du Lac, WI · 5 branches here
Account not yet known
“Paid Item (if account balance < -$25) | $35”
Bank · based in Oostburg, WI · 4 branches here
Account not yet known
“Overdraft Fee (*5 per day) / $35.00 per item”
Bank · based in Kansas City, MO · 4 branches here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Credit union, membership rules apply · based in Manitowoc, WI · 4 branches here
Account not yet known
“If we pay an overdraft, a $28 fee per item applies.”
Bank · based in Chicago, IL · 3 branches here
Credit union, membership rules apply · based in Sheboygan Falls, WI · 3 branches here
Account not yet known
“Courtesy Pay Overdraft Fee | per item 1: $15.00 per items 2-4: $25.00 per items 5-9: $30.00 per items 10+: $35.00”
Bank · based in Manitowoc, WI · 2 branches here
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Largest banks by local bank deposits
Share of the $3.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Sheboygan metro's counties
Deposits and branches cover the Sheboygan metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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