Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Oostburg State Bank

Oostburg, WisconsinBankChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

NSF Fee (Returned Item) ( 5 per day)$35Above the typical range ($25–$31 nationally)

per day · Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=nsf; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="NSF Fee (Returned Item) (*5 per day) / $35.00 per return" · Source

Overdraft Fee ( 5 per day)$35

$5 above the national median

per item · Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=overdraft; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Overdraft Fee (*5 per day) / $35.00 per item" · Source

ATM & CardVerified

ATM/Debit Card replacement fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=card_replacement; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="ATM/Debit Card replacement fee / $10.00" · Source

Wire TransfersVerified

Wire transfers – Domestic incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=wire_domestic_incoming; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Wire transfers – Domestic incoming / $20.00" · Source
Wire transfers – Domestic outgoing$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=wire_domestic_outgoing; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Wire transfers – Domestic outgoing / $20.00" · Source
Wire transfers – International incoming$20Within the typical range ($10–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=wire_intl_incoming; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Wire transfers – International incoming / $20.00" · Source
Wire transfers – International outgoing$40Within the typical range ($40–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=wire_intl_outgoing; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Wire transfers – International outgoing / $40.00" · Source

Check ServicesVerified

Check Cashing – Customer$0Below the typical range ($5–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5415. canonical_hint=check_cashing; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Check Cashing – Customer / No Charge" · Source
Check Cashing – Non-Customer$10Within the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=check_cashing; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Check Cashing – Non-Customer / $10.00" · Source
Online Stop Payments (Checks Only)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=stop_payment; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Online Stop Payments (Checks Only) / $20.00" · Source
Stop Payments (all items)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=stop_payment; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Stop Payments (all items) / $30.00" · Source

Account ServicesVerified

10” x 10″$60Within the typical range ($25–$75 nationally)
$17.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=safe_deposit_box; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="10” x 10″ – $60.00 per year" · Source
Garnishment, Levy, Attachments$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=garnishment_levy; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Garnishment, Levy, Attachments / $75.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
NSF Fee (Returned Item) ( 5 per day)	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per day	Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=nsf; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="NSF Fee (Returned Item) (*5 per day) / $35.00 per return"	Source
Overdraft Fee ( 5 per day)	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=overdraft; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Overdraft Fee (*5 per day) / $35.00 per item"	Source
ATM & CardVerified
ATM/Debit Card replacement fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=card_replacement; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="ATM/Debit Card replacement fee / $10.00"	Source
Wire TransfersVerified
Wire transfers – Domestic incoming	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=wire_domestic_incoming; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Wire transfers – Domestic incoming / $20.00"	Source
Wire transfers – Domestic outgoing
Check ServicesVerified
Check Cashing – Customer	$0Below the typical range ($5–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #5415. canonical_hint=check_cashing; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="Check Cashing – Customer / No Charge"	Source
Check Cashing – Non-Customer	$10
Account ServicesVerified
10” x 10″	$60Within the typical range ($25–$75 nationally)	$17.50 above the national median	per year	Knox deterministic extraction from Rosetta artifact #5415. canonical_hint=safe_deposit_box; text_hash=8e478870d0d8f8336d64e37e9cf320223b5267edf339d0326f1f5185d3840623; excerpt="10” x 10″ – $60.00 per year"	Source
Garnishment, Levy, Attachments

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$440.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$440.2M

Total deposits

$388.4M

Service charge income

$63K

Fee income ratio

1.3%

Return on assets

1.57%

Branches

Service charge income by quarter

Q2 2026$63K

Q1 2026$71K

Q4 2025$72K

Q3 2025$75K

Financial profile · Pro

Performance from regulator filings

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