Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Unitedone Federal Credit Union

Manitowoc, WisconsinCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=account_research; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Account Research/Reconciliation | $30 per hour | Look to Digital Banking and E-statements for account history when possible. Archive your E-Statements." · Source

Bad Address$7

$13 below the national median

Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=account_research; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Bad Address | $7 per occurrence | Please notify us when you move to update your address. Update your email address using Digital Banking." · Source

Dormant Account (no activity for 12 months)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=dormant_account; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Dormant Account (no activity for 12 months) | $5 per month | Transact some type of business, such as making a deposit to the account, to keep it active. Consolidate accounts." · Source

Paper Statement$5

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=paper_statement; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Paper Statement | $5 monthly | You may avoid this fee by enrolling in E-Statements" · Source

Overdraft & NSFVerified

NSF (Non-Sufficient Funds)$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=nsf; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="NSF (Non-Sufficient Funds) | $28 | Monitor your account closely with a balance Alert in Digital Banking. Arrange Overdraft Protection with our Kwik Cash Line of Credit." · Source

Check ServicesVerified

Cashier's Check/Money Order$3Within the typical range ($3–$6 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=cashiers_check; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Cashier's Check/Money Order | $3 per item | Ask about the benefits of a UnitedOne checking account." · Source
Copies of Paid Checks, Statements & Account Activity$6Above the typical range ($2–$5 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=check_image; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Copies of Paid Checks, Statements & Account Activity | $6 per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=account_research; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Account Research/Reconciliation \| $30 per hour \| Look to Digital Banking and E-statements for account history when possible. Archive your E-Statements."	Source
Bad Address	$7Below the typical range ($15–$25 nationally)	$13 below the national median	—	Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=account_research; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Bad Address \| $7 per occurrence \| Please notify us when you move to update your address. Update your email address using Digital Banking."	Source
Dormant Account (no activity for 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=dormant_account; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Dormant Account (no activity for 12 months) \| $5 per month \| Transact some type of business, such as making a deposit to the account, to keep it active. Consolidate accounts."	Source
Paper Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=paper_statement; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Paper Statement \| $5 monthly \| You may avoid this fee by enrolling in E-Statements"	Source
Overdraft & NSFVerified
NSF (Non-Sufficient Funds)	$28Within the typical range ($25–$32 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=nsf; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="NSF (Non-Sufficient Funds) \| $28 \| Monitor your account closely with a balance Alert in Digital Banking. Arrange Overdraft Protection with our Kwik Cash Line of Credit."	Source
Check ServicesVerified
Cashier's Check/Money Order	$3Within the typical range ($3–$6 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5445. canonical_hint=cashiers_check; text_hash=5dd5f4dbffd90dcaa2db92e270a56e3164e747a44aef859842d0545d22b5891b; excerpt="Cashier's Check/Money Order \| $3 per item \| Ask about the benefits of a UnitedOne checking account."	Source
Copies of Paid Checks, Statements & Account Activity

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$348.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$348.3M

Total deposits

$282.7M

Service charge income (year to date)

$577K

Fee income ratio

4.8%

Return on assets

0.92%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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