86 banks and credit unions have branches in the Seattle-Tacoma-Bellevue metro area. The Bank Fee Index holds published fees for 58 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Seattle-Tacoma-Bellevue metro counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Seattle-Tacoma-Bellevue metro
30 institutions with a branch here
$5
Washington
42 institutions headquartered in Washington
$7.50
U.S.
2,745 institutions in the index
$10
Chosen as the fee whose Seattle-Tacoma-Bellevue metro median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Seattle-Tacoma-Bellevue metro with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Seattle-Tacoma-Bellevue metro
43 institutions with a branch here
$28
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,601 institutions in the index
$30
Seattle-Tacoma-Bellevue metro covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
86 institutions, 43 with a published overdraft fee.
Bank · based in Charlotte, NC · 92 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Columbus, OH · 92 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cleveland, OH · 92 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Sioux Falls, SD · 77 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 70 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Tukwila, WA · 58 branches here
Bank · based in Roseburg, OR · 50 branches here
Bank · based in Seattle, WA · 38 branches here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Bank · based in Walnut Creek, CA · 25 branches here
Account not yet known
“We will charge an Overdraft or Returned Item fee of $35 for any presented item greater than $10 that overdraws your account by more than $10 after posting all transactions at the e”
Bank · based in Olympia, WA · 24 branches here
Account not yet known
“Insufficient funds/overdraft (each)4 | $34”
Largest banks by local bank deposits
Share of the $143.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Seattle-Tacoma-Bellevue metro's counties
Deposits and branches cover the Seattle-Tacoma-Bellevue metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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