15 banks and credit unions have branches in Chester. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Chester counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Chester
8 institutions with a branch here
$9.98
Virginia
36 institutions headquartered in Virginia
$7.99
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Chester median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Chester with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Chester
7 institutions with a branch here
$34
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
Chester covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 7 with a published overdraft fee.
Credit union, membership rules apply · based in Chesterfield, VA · 2 branches here
Account not yet known
“Check Privilege (also referred to as Courtesy Pay) | $30.00 per item over $4.99 (each submission/resubmission)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Tappahannock, VA · 1 branch here
Bank · based in Richmond City, VA · 1 branch here
Bank · based in Martinsville, VA · 1 branch here
Bank · based in West Point, VA · 1 branch here
Bank · based in Strasburg, VA · 1 branch here
Bank · based in Blackstone, VA · 1 branch here
Bank · based in Carson, VA · 1 branch here
Largest banks by local bank deposits
Share of the $835 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chesterfield County
Deposits and branches cover the City of Chester. Population and income cover Chesterfield County, the county with most of Chester's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chesterfield County.
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