5 banks and credit unions have branches in Santa Fe. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Santa Fe counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Santa Fe
5 institutions with a branch here
$20
Texas
251 institutions headquartered in Texas
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Santa Fe median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Santa Fe with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Santa Fe
5 institutions with a branch here
$29.50
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Santa Fe covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Texas City, TX · 1 branch here
Account not yet known
“Cost | Overdraft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Texas City, TX · 1 branch here
Account not yet known
“Overdraft Courtesy | $20.00 per item”
Credit union, membership rules apply · based in League City, TX · 1 branch here
Account not yet known
“Courtesy Pay | $30.00 per occurrence”
Largest banks by local bank deposits
Share of the $220 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Galveston County
Deposits and branches cover the City of Santa Fe. Population and income cover Galveston County, the county with most of Santa Fe's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Galveston County.
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