Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Associated Credit Union of Texas

League City, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance$35Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay$30Within the typical range ($25–$32 nationally)
At the national median
Source
Non-Sufficient Funds - NSF$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source

Wire TransfersVerified

Wire Transfers: Outgoing Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfers: Outgoing Foreign$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Cashiers Check/Money Order$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
per item · Source
Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
preauthorized per month | Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
per month · Source

Cash & DepositVerified

Account - Checking | Deposited Checks Returned$30Above the typical range ($10–$25 nationally)
$15 above the national median
per item · Source
Deposited Checks Returned$20Within the typical range ($10–$25 nationally)
$5 above the national median
per item · Source

Account ServicesVerified

3x5$22.50Below the typical range ($25–$80 nationally)
$22.50 below the national median
per year · Source
Garnishment/Levy$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source
Notary Fee (non-members)$6Above the typical range ($0–$5 nationally)
$3.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance	$35Above the typical range ($20–$25 nationally)	$10 above the national median	per year	—	Source
Inactive Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay	$30Within the typical range ($25–$32 nationally)	At the national median	—	—	Source
Non-Sufficient Funds - NSF	$30
ATM & CardVerified
Lost/Damaged ATM or Debit Card Reorder	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers: Outgoing Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Wire Transfers: Outgoing Foreign	$50
Check ServicesVerified
Cashiers Check/Money Order	$3Within the typical range ($1.75–$3 nationally)	$1 above the national median	per item	—	Source
Check Cashing Fee	$5
Cash & DepositVerified
Account - Checking \| Deposited Checks Returned	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per item	—	Source
Deposited Checks Returned	$20
Account ServicesVerified
3x5	$22.50Below the typical range ($25–$80 nationally)	$22.50 below the national median	per year	—	Source
Garnishment/Levy	$75
Retirement & IRAVerified
IRA Transfer Fee	$10Below the typical range ($25–$35.63 nationally)	$15 below the national median	—	—	Source
Other FeesVerified
Skip-A-Pay	$35Within the typical range ($20–$35 nationally)	$5 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$587.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$587.9M

Total deposits

$519.5M

Service charge income (year to date)

$2.6M

Fee income ratio

9.4%

Return on assets

0.67%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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