Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Amoco Federal Credit Union

Texas City, TexasCredit UnionDallas Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Insufficient Funds (Share Draft, ACH, Debit Card)$20Below the typical range ($25–$31.50 nationally)
$10 below the national median
per item · Source
Overdraft Courtesy$20Below the typical range ($25–$32 nationally)
$10 below the national median
per item · Source

Wire TransfersVerified

FED Bank Wire Outgoing (Outside United States)$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source
FED Bank Wire Outgoing (United States)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashier's Check$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
per item · Source
Cashier's Check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
Money Order$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
per item · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Source

Account ServicesVerified

10x10$150Above the typical range ($25–$80 nationally)
$105 above the national median
Source
3x10$70Within the typical range ($25–$80 nationally)
$25 above the national median
Source
3x5$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source
5x10$100Above the typical range ($25–$80 nationally)
$55 above the national median
Source
5x5$60Within the typical range ($25–$80 nationally)
$15 above the national median
Source
7x10$120Above the typical range ($25–$80 nationally)
$75 above the national median
Source
Garnish/Levy$75Within the typical range ($30–$75 nationally)
$25 above the national median
per item · Source
Replacement key$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant/Inactive Membership (after 1 year of dormancy)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Paper Statements	$3Within the typical range ($2–$4.50 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Insufficient Funds (Share Draft, ACH, Debit Card)	$20Below the typical range ($25–$31.50 nationally)	$10 below the national median	per item	—	Source
Overdraft Courtesy	$20
ATM & CardVerified
Non-AMOCO ATM Transactions - Some terminals have an additional fee for use of their machine.	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	per transaction	—	Source
Wire TransfersVerified
FED Bank Wire Outgoing (Outside United States)	$35Below the typical range ($40–$50 nationally)	$15 below the national median	—	—	Source
FED Bank Wire Outgoing (United States)	$20
Check ServicesVerified
Cashier's Check	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	per item	—	Source
Cashier's Check	$10
Account ServicesVerified
10x10	$150Above the typical range ($25–$80 nationally)	$105 above the national median	—	—	Source
3x10	$70Within the typical range ($25–$80 nationally)
Other FeesVerified
Copy of Statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 21 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$1.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.5B

Total deposits

$1.3B

Service charge income (year to date)

$4.1M

Fee income ratio

8.3%

Return on assets

0.36%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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