34 banks and credit unions have branches in the Killeen-Temple metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Killeen-Temple metro counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Killeen-Temple metro
11 institutions with a branch here
$5
Texas
219 institutions headquartered in Texas
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Killeen-Temple metro median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Killeen-Temple metro with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Killeen-Temple metro
16 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Killeen-Temple metro covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
34 institutions, 16 with a published overdraft fee.
Bank · based in Killeen, TX · 25 branches here
Bank · based in Columbus, OH · 10 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Temple, TX · 9 branches here
Account not yet known
“ We will charge you a fee of up to $35 each time we pay an overdraft.”
Bank · based in Wilmington, DE · 5 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Temple, TX · 5 branches here
Account not yet known
waived if account overdrawn by $5.00 or less
“Courtesy Pay $29.50 per item; fee waived if account overdrawn by $5.00 or less”
Bank · based in Georgetown, TX · 4 branches here
Bank · based in Henderson, TX · 4 branches here
Account not yet known
“Overdraft Fee* | $32.00”
Credit union, membership rules apply · based in Vienna, VA · 4 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Credit union, membership rules apply · based in Mclean, VA · 4 branches here
Bank · based in Austin, TX · 3 branches here
Account not yet known
“Overdraft Fees / $35”
Largest banks by local bank deposits
Share of the $7.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Killeen-Temple metro's counties
Deposits and branches cover the Killeen-Temple metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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