Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

VeraBank, National Association

Henderson, TexasBankDallas Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (minimum$20Within the typical range ($15–$25 nationally)

per item · Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=account_research; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Account Research (minimum $20.00) | $25.00 per hour $1.50 per item" · Source

Accounts Closed within 30 days$15

At the national median

Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=early_closure; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Accounts Closed within 30 days | $15.00" · Source

Inactivity/Dormant (one-time)$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=dormant_account; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Inactivity/Dormant (one-time) | $10.00" · Source

Overdraft & NSFVerified

Insufficient Funds Fee$32Within the typical range ($25–$32 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=nsf; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Insufficient Funds Fee | $32.00" · Source
Overdraft Fee$32Above the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=overdraft; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Overdraft Fee* | $32.00" · Source

ATM & CardVerified

ATM not owned by VeraBank - Withdrawal Fee$1.50Within the typical range ($1–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=atm_non_network; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="ATM not owned by VeraBank*** - Withdrawal Fee | $1.50" · Source

Check ServicesVerified

Official Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=cashiers_check; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Official Check | $5.00" · Source

Cash & DepositVerified

Return Item/Chargeback$3.50Below the typical range ($9.50–$25 nationally)
$11.50 below the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=deposited_item_return; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Return Item/Chargeback | $3.50" · Source

Account ServicesVerified

Safe Deposit Box Rental - Drill and Lock Replacement$150Above the typical range ($25–$80 nationally)
$110 above the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental** - Drill and Lock Replacement | $150.00" · Source
Safe Deposit Box Rental - Key Deposit$10Below the typical range ($25–$80 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental** - Key Deposit | $10.00" · Source
Safe Deposit Box Rental (annual) - 10 x 10$75Within the typical range ($25–$80 nationally)
$35 above the national median
per year · Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental (annual)** - 10 x 10 | $75.00" · Source
Safe Deposit Box Rental (annual) - 3 x 10$30Within the typical range ($25–$80 nationally)
$10 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental (annual)** - 3 x 10 | $30.00" · Source
Safe Deposit Box Rental (annual) - 3 x 5$20Below the typical range ($25–$80 nationally)
$20 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental (annual)** - 3 x 5 | $20.00" · Source
Safe Deposit Box Rental (annual) - 5 x 10$45Within the typical range ($25–$80 nationally)
$5 above the national median
per year · Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental (annual)** - 5 x 10 | $45.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (minimum	$20Within the typical range ($15–$25 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=account_research; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Account Research (minimum $20.00) \| $25.00 per hour $1.50 per item"	Source
Accounts Closed within 30 days	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=early_closure; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Accounts Closed within 30 days \| $15.00"	Source
Inactivity/Dormant (one-time)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=dormant_account; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Inactivity/Dormant (one-time) \| $10.00"	Source
Overdraft & NSFVerified
Insufficient Funds Fee	$32Within the typical range ($25–$32 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=nsf; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Insufficient Funds Fee \| $32.00"	Source
Overdraft Fee	$32
ATM & CardVerified
ATM not owned by VeraBank - Withdrawal Fee	$1.50Within the typical range ($1–$3 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=atm_non_network; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="ATM not owned by VeraBank*** - Withdrawal Fee \| $1.50"	Source
Check ServicesVerified
Official Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=cashiers_check; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Official Check \| $5.00"	Source
Cash & DepositVerified
Return Item/Chargeback	$3.50Below the typical range ($9.50–$25 nationally)	$11.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=deposited_item_return; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Return Item/Chargeback \| $3.50"	Source
Account ServicesVerified
Safe Deposit Box Rental - Drill and Lock Replacement	$150Above the typical range ($25–$80 nationally)	$110 above the national median	—	Knox deterministic extraction from Rosetta artifact #2414. canonical_hint=safe_deposit_box; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Safe Deposit Box Rental** - Drill and Lock Replacement \| $150.00"	Source
Safe Deposit Box Rental - Key Deposit

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

14% above the national median overdraft fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$4.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$4.6B

Total deposits

$4.0B

Service charge income

$3.3M

Fee income ratio

5.8%

Return on assets

1.65%

Branches

Service charge income by quarter

Q2 2026$3.3M

Q1 2026$3.3M

Q4 2025$3.3M

Q3 2025$3.2M

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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