Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Horizon Bank, SSB

Austin, TexasBankDallas Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

account research, reconciliation, consultation, or recreation of past activity$35Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=account_research; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="account research, reconciliation, consultation, or recreation of past activity / $35" · Source

minimum daily balance to waive monthly maintenance fees$0

$5.73 below the national median

per month · Knox read a free fee from Rosetta artifact #6526. canonical_hint=monthly_maintenance; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 minimum daily balance to waive monthly maintenance fees" · Source

Overdraft & NSFVerified

Debit Card Overdraft Fee overdrafts initiated by debit card will be declined at$0Below the typical range ($25–$30.59 nationally)
$30 below the national median
Knox read a free fee from Rosetta artifact #6526. canonical_hint=overdraft; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 Debit Card Overdraft Fee overdrafts initiated by debit card will be declined at" · Source
Overdraft Fee for each item we pay that overdraws your account more than$35Above the typical range ($25–$30.59 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=overdraft; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$35 Overdraft Fee for each item we pay that overdraws your account more than $9.99" · Source
per overdraft covered by transfer from linked checking or savings account$0Below the typical range ($2–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #6526. canonical_hint=od_protection_transfer; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 per overdraft covered by transfer from linked checking or savings account" · Source

ATM & CardVerified

Debit Card Replacement Fee per issuance$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=card_replacement; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$10 Debit Card Replacement Fee per issuance" · Source
Debit Card Replacement Fee per issuance$2Below the typical range ($5–$10 nationally)
$8 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=card_replacement; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Debit Card Replacement Fee per issuance / $2 Deposit Corrections per item if an adjustment entry is needed to balance your" · Source
no fees assessed when using a Horizon Bank ATM$0Below the typical range ($1–$2.50 nationally)
$1.63 below the national median
Knox read a free fee from Rosetta artifact #6526. canonical_hint=atm_non_network; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 no fees assessed when using a Horizon Bank ATM" · Source

Wire TransfersVerified

Wires – Incoming per item$0Below the typical range ($5–$15 nationally)
$10 below the national median
per item · Knox read a free fee from Rosetta artifact #6526. canonical_hint=wire_domestic_incoming; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 Wires – Incoming per item" · Source
Wires – International Incoming per item$15Within the typical range ($10–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=wire_intl_incoming; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$15 Wires – International Incoming per item" · Source
Wires – International Outgoing per item$15Below the typical range ($40–$50 nationally)
$35 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=wire_intl_outgoing; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Wires – International Outgoing per item / $15 Wires – International Incoming per item" · Source
Wires – International Outgoing per item$50Within the typical range ($40–$50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=wire_intl_outgoing; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$50 Wires – International Outgoing per item" · Source
Wires – Outgoing per item$30Above the typical range ($20–$25 nationally)
$7.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=wire_domestic_outgoing; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$30 Wires – Outgoing per item" · Source
Wires – Outgoing per item$0Below the typical range ($20–$25 nationally)
$22.50 below the national median
per item · Knox read a free fee from Rosetta artifact #6526. canonical_hint=wire_domestic_outgoing; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Wires – Outgoing per item / $0" · Source

Check ServicesVerified

Cashier’s Check per check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=cashiers_check; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Cashier’s Check per check / $10" · Source
Fees Vary for Check Printing$10Within the typical range ($1–$12 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=check_printing; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Fees Vary for Check Printing / $10 Collection Fees (Incoming/Outgoing) per item on collection services for" · Source
Stop Payment Fee per item$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=stop_payment; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Stop Payment Fee per item / $30" · Source
Stop Payment Fee per item$35Above the typical range ($20–$30 nationally)
$9 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=stop_payment; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$35 Stop Payment Fee per item" · Source

Account ServicesVerified

Notary Service for customers only$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #6526. canonical_hint=notary_fee; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 Notary Service for customers only" · Source
Notary Service for customers only$30Above the typical range ($0–$5 nationally)
$27.50 above the national median
Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=notary_fee; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Notary Service for customers only / $30 Research (one-hour minimum) per hour if bank requested to provide extra" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
account research, reconciliation, consultation, or recreation of past activity	$35Above the typical range ($17.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=account_research; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="account research, reconciliation, consultation, or recreation of past activity / $35"	Source
minimum daily balance to waive monthly maintenance fees	$0Below the typical range ($3–$10 nationally)	$5.73 below the national median	per month	Knox read a free fee from Rosetta artifact #6526. canonical_hint=monthly_maintenance; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 minimum daily balance to waive monthly maintenance fees"	Source
Overdraft & NSFVerified
Debit Card Overdraft Fee overdrafts initiated by debit card will be declined at	$0Below the typical range ($25–$30.59 nationally)	$30 below the national median	—	Knox read a free fee from Rosetta artifact #6526. canonical_hint=overdraft; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 Debit Card Overdraft Fee overdrafts initiated by debit card will be declined at"	Source

ATM & CardVerified
Debit Card Replacement Fee per issuance	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=card_replacement; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$10 Debit Card Replacement Fee per issuance"	Source
Debit Card Replacement Fee per issuance
Wire TransfersVerified
Wires – Incoming per item	$0Below the typical range ($5–$15 nationally)	$10 below the national median	per item	Knox read a free fee from Rosetta artifact #6526. canonical_hint=wire_domestic_incoming; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 Wires – Incoming per item"	Source
Wires – International Incoming per item
Check ServicesVerified
Cashier’s Check per check	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6526. canonical_hint=cashiers_check; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="Cashier’s Check per check / $10"	Source
Fees Vary for Check Printing
Account ServicesVerified
Notary Service for customers only	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #6526. canonical_hint=notary_fee; text_hash=9d0bc8cc17b4d4cc43fcd99ba06b7135f4cd4f65498a023d63141f97c00c3afd; excerpt="$0 Notary Service for customers only"	Source
Notary Service for customers only	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Published fees

Under review

Assets

$2.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.6B

Total deposits

$2.2B

Service charge income

$453K

Fee income ratio

1.6%

Return on assets

1.72%

Branches

Service charge income by quarter

Q2 2026$453K

Q1 2026$538K

Q4 2025$520K

Q3 2025$482K

Financial profile · Pro

Performance from regulator filings

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