12 banks and credit unions have branches in Bastrop. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Bastrop counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Bastrop
6 institutions with a branch here
$5
Texas
219 institutions headquartered in Texas
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Bastrop median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bastrop with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Bastrop
10 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Bastrop covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 10 with a published overdraft fee.
Bank · based in Bastrop, TX · 4 branches here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Elgin, TX · 1 branch here
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Bank · based in Houston, TX · 1 branch here
Account not yet known
“Overdraft Fee | $15.00”
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Cameron, TX · 1 branch here
Account not yet known
“Overdraft fee (per item) … $32.00”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Henderson, TX · 1 branch here
Account not yet known
“Overdraft Fee* | $32.00”
Credit union, membership rules apply · based in Austin, TX · 1 branch here
Account not yet known
“PlusPay Overdraft Protection | $19.50 per item”
Largest banks by local bank deposits
Share of the $1.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bastrop County
Deposits and branches cover the City of Bastrop. Population and income cover Bastrop County, the county with most of Bastrop's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bastrop County.
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