9 banks and credit unions have branches in Fayetteville. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Fayetteville counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Fayetteville
7 institutions with a branch here
$8
Tennessee
50 institutions headquartered in Tennessee
$6
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Fayetteville median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Fayetteville with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Fayetteville
5 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Fayetteville covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Bank · based in Fayetteville, TN · 3 branches here
Bank · based in Pulaski, TN · 2 branches here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Lewisburg, TN · 1 branch here
Bank · based in Russellville, AL · 1 branch here
Account not yet known
“Overdraft Fee/Return Item Fee | $33.97”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Overdraft Item Fee* - $35”
Credit union, membership rules apply · based in Shelbyville, TN · 1 branch here
Credit union, membership rules apply · based in Huntsville, AL · 1 branch here
Account not yet known
“Overdraft Fee2 (item paid) $25 per presentment”
Largest banks by local bank deposits
Share of the $798 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lincoln County
Deposits and branches cover the City of Fayetteville. Population and income cover Lincoln County, the county with most of Fayetteville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lincoln County.
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