Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Redstone Federal Credit Union

Huntsville, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Other Terms and Conditions: There is a$1Below the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=minimum_balance; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Other Terms and Conditions: There is a $1 minimum balance required to open a Brighter Day Savings Account" · Source

Paper Statement Fee$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=paper_statement; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Paper Statement Fee3 $2 per month/quarter" · Source

Research Fee (if over one hour)$30

$10 above the national median

Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=account_research; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Research Fee (if over one hour) $30 per hour" · Source

Safeguard Checking Maintenance Fee$10

$3.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=monthly_maintenance; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Safeguard Checking Maintenance Fee $10 per month" · Source

USD) Inactive Membership Fee$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=dormant_account; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="USD) Inactive Membership Fee4 $10 per month" · Source

Overdraft & NSFVerified

Insufficient Funds Fee2 (item returned unpaid)$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=nsf; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Insufficient Funds Fee2 (item returned unpaid) $25 per presentment" · Source
Overdraft Fee2 (item paid)$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=overdraft; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Overdraft Fee2 (item paid) $25 per presentment" · Source

ATM & CardVerified

ATM Fees Out-of-Network ATM Fees (transactions made using non-RFCU and non-network ATMs )$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=atm_non_network; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="ATM Fees Out-of-Network ATM Fees (transactions made using non-RFCU and non-network ATMs ) $1 per ATM" · Source
Debit Card Rush Order Fee$45Within the typical range ($30–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=rush_card; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Debit Card Rush Order Fee $45 per order" · Source
per item Debit Card Rush Order Fee$45Within the typical range ($30–$50 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3888. canonical_hint=rush_card; text_hash=7f3be044df4acd44bc913886071d1879161cac156063e2e0f3eaa6f10a9fbd86; excerpt="Money Order Fee $2 per item Debit Card Rush Order Fee $45 per order" · Source

Check ServicesVerified

Money Order Fee$2Within the typical range ($2–$3.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3888. canonical_hint=money_order; text_hash=7f3be044df4acd44bc913886071d1879161cac156063e2e0f3eaa6f10a9fbd86; excerpt="Money Order Fee $2 per item Debit Card Rush Order Fee $45 per order" · Source
Official Check Cancellation Fee$25Above the typical range ($3–$6 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=cashiers_check; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Official Check Cancellation Fee $25 per official check" · Source
Official Check Fee$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=cashiers_check; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Official Check Fee $5 per item" · Source
Stop Payment Order Fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=stop_payment; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Stop Payment Order Fee $25 per check" · Source

Digital & ElectronicVerified

ACH Return Fee$25Within the typical range ($15–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=ach_return; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="ACH Return Fee1 $25 per presentment" · Source

Cash & DepositVerified

Chargeback Fee$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=deposited_item_return; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt=", money order, Zelle, TransferNow, or ACH request Chargeback Fee $25 per presentment" · Source

Account ServicesVerified

Contents in safe deposit box are not$25Within the typical range ($25–$80 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3888. canonical_hint=safe_deposit_box; text_hash=7f3be044df4acd44bc913886071d1879161cac156063e2e0f3eaa6f10a9fbd86; excerpt="Contents in safe deposit box are not | Overdraft Fee2 (item paid) $25 per presentment" · Source
Safe Deposit Box Drill No-Show Fee$60Within the typical range ($25–$80 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=safe_deposit_box; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Safe Deposit Box Drill No-Show Fee $60 per occurrence" · Source
Safe Deposit Box Late Fee$5Below the typical range ($25–$80 nationally)
$35 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=safe_deposit_box; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Safe Deposit Box Late Fee $5 per month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Other Terms and Conditions: There is a	$1Below the typical range ($5–$12.25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=minimum_balance; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Other Terms and Conditions: There is a $1 minimum balance required to open a Brighter Day Savings Account"	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=paper_statement; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Paper Statement Fee3 $2 per month/quarter"	Source
Research Fee (if over one hour)	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=account_research; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Research Fee (if over one hour) $30 per hour"	Source
Safeguard Checking Maintenance Fee	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=monthly_maintenance; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Safeguard Checking Maintenance Fee $10 per month"	Source
USD) Inactive Membership Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=dormant_account; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="USD) Inactive Membership Fee4 $10 per month"	Source
Overdraft & NSFVerified
Insufficient Funds Fee2 (item returned unpaid)	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=nsf; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="Insufficient Funds Fee2 (item returned unpaid) $25 per presentment"	Source

ATM & CardVerified
ATM Fees Out-of-Network ATM Fees (transactions made using non-RFCU and non-network ATMs )	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=atm_non_network; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="ATM Fees Out-of-Network ATM Fees (transactions made using non-RFCU and non-network ATMs ) $1 per ATM"	Source
Check ServicesVerified
Money Order Fee	$2Within the typical range ($2–$3.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #3888. canonical_hint=money_order; text_hash=7f3be044df4acd44bc913886071d1879161cac156063e2e0f3eaa6f10a9fbd86; excerpt="Money Order Fee $2 per item Debit Card Rush Order Fee $45 per order"	Source
Official Check Cancellation Fee
Digital & ElectronicVerified
ACH Return Fee	$25Within the typical range ($15–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=ach_return; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt="ACH Return Fee1 $25 per presentment"	Source
Cash & DepositVerified
Chargeback Fee	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1054. canonical_hint=deposited_item_return; text_hash=ac2cbd13a887df3f59feba478c08b236301d49abcb12bad81b682954c2ac60b6; excerpt=", money order, Zelle, TransferNow, or ACH request Chargeback Fee $25 per presentment"	Source
Account ServicesVerified
Contents in safe deposit box are not	$25Within the typical range ($25–$80 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3888. canonical_hint=safe_deposit_box; text_hash=7f3be044df4acd44bc913886071d1879161cac156063e2e0f3eaa6f10a9fbd86; excerpt="Contents in safe deposit box are not \| Overdraft Fee2 (item paid) $25 per presentment"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 21 — leaner than most institutions

Verified fees

Under review

Assets

$8.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.6B

Total deposits

$7.5B

Service charge income (year to date)

$20.1M

Fee income ratio

7.3%

Return on assets

1.38%

Financial profile · Pro

Performance from regulator filings

Overdraft Fee2 (item paid)

Safe Deposit Box Drill No-Show Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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