18 banks and credit unions have branches in the Lawton metro area. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oklahoma
Lawton metro counts institutions with a branch here, wherever headquartered. Oklahoma counts institutions headquartered in the state.
Lawton metro
7 institutions with a branch here
$2
Oklahoma
49 institutions headquartered in Oklahoma
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Lawton metro median sits furthest from Oklahoma's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lawton metro with Oklahoma and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Lawton metro
9 institutions with a branch here
$22
Oklahoma
71 institutions headquartered in Oklahoma
$27.50
U.S.
2,605 institutions in the index
$30
Lawton metro covers every institution with a branch here, wherever it is headquartered. Oklahoma covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 9 with a published overdraft fee.
Bank · based in Lawton, OK · 6 branches here
Bank · based in Lawton, OK · 6 branches here
Account not yet known
“Each overdrawn item paid or returned will be subject to the Bank’s current overdraft fee of $20.00 or return item fee of $20.00, as applicable, and the fees will be included in the”
Bank · based in Fayetteville, AR · 5 branches here
Account not yet known
“count after we post all credits and debits for the day ("Ledger Balance") is less than the amount we need to pay your transaction. For all consumer accounts, we will assess a maxim”
Bank · based in Lawton, OK · 4 branches here
Account not yet known
“Overdraft between $10,001 or greater … $10.00”
Bank · based in Oklahoma City, OK · 4 branches here
Credit union, membership rules apply · based in Lawton, OK · 4 branches here
Account not yet known
“ACH Non-Sufficient Funds/Overdraft | $22.00/Item”
Bank · based in Oklahoma City, OK · 3 branches here
Account not yet known
“Insufficient Paid Item Fee : | $25.00 per item”
Bank · based in Oklahoma City, OK · 2 branches here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Credit union, membership rules apply · based in Lawton, OK · 2 branches here
Bank · based in Shawnee, OK · 1 branch here
Largest banks by local bank deposits
Share of the $2.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Lawton metro's counties
Deposits and branches cover the Lawton metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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