Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Liberty National Bank

Lawton, OklahomaBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statement Fee S$3Within the typical range ($2–$5 nationally)

Knox deterministic extraction from Rosetta artifact #678. canonical_hint=paper_statement; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="All returned items will be processed twice for reclear unless otherwise requested by the customer. Paper Statement Fee Statement of account activity................................" · Source

Research / Reconciliation (per hour)$25

At the national median

Knox deterministic extraction from Rosetta artifact #678. canonical_hint=account_research; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Research / Reconciliation (per hour)...........................................$25.00" · Source

Returned Mail Fee$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #678. canonical_hint=account_research; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Returned Mail Fee ..........................................................................$5.00" · Source

Overdraft & NSFVerified

Liberty National Bank ATMs Free Returned Check Charge$12Below the typical range ($25–$31 nationally)
$18 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=nsf; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Liberty National Bank ATMs....................................................Free Returned Check Charge ...............................................................$12.00" · Source
Overdraft between and$8Below the typical range ($25–$30.59 nationally)
$22 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=overdraft; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Overdraft between $2,501 and $10,000............................................$8.00" · Source
There is no limit to the number of per item NSF$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #678. canonical_hint=nsf; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="item NSF fees that may be charged on an individual item. And there is no limit to the number of Overdraft fees that may be charged. Consumer Overdraft Fee - Every five (5) consecut" · Source

ATM & CardVerified

ATM / Debit Card Fee Replacement Card Fee$7.50Within the typical range ($5–$10 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=card_replacement; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="ATM / Debit Card Fee Replacement Card Fee..........................................................$7.50" · Source
Fee For Non-Liberty National ATM$2Within the typical range ($1–$2.50 nationally)
$0.37 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=atm_non_network; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Fee For Non-Liberty National ATM........................................$2.00" · Source

Wire TransfersVerified

Domestic Outgoing wire fee$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=wire_domestic_outgoing; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Domestic Outgoing wire fee.................................................$25.00" · Source
International Incoming wire fee$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=wire_intl_incoming; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="International Incoming wire fee............................................$25.00" · Source
International Outgoing wire fee$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=wire_intl_outgoing; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="International Outgoing wire fee............................................$50.00" · Source

Check ServicesVerified

Official Checks$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=cashiers_check; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Official Checks ......................................................................$5.00" · Source
Stop Payment Order Fee$25Within the typical range ($20–$30 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=stop_payment; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Stop Payment Order Fee ...............................................................$25.00" · Source

Digital & ElectronicVerified

Zelle (Email Address, Mobile Phone) Free Dormant/Inactive Charge (monthly fee)$5Above the typical range ($0–$0.50 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #678. canonical_hint=zelle_fee; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Zelle (Email Address, Mobile Phone)...................................Free Dormant/Inactive Charge (monthly fee).........................................$5.00" · Source

Cash & DepositVerified

Night Deposit Lock Bags$35Above the typical range ($5–$20 nationally)
$21.62 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=night_deposit; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Night Deposit Lock Bags......................................................$35.00" · Source
Teller Services Zipper Bags$5Within the typical range ($5–$20 nationally)
$8.38 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=night_deposit; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Teller Services Zipper Bags............................................................................$5.00" · Source

Account ServicesVerified

Safe Deposit Box Access Maintenance$300Above the typical range ($25–$75 nationally)
$257.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Box Access Maintenance ............................$300.00" · Source
Safe Deposit Size 10 x 10$75Within the typical range ($25–$75 nationally)
$32.50 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 10 x 10....................................................$75.00" · Source
Safe Deposit Size 16 x 10$100Above the typical range ($25–$75 nationally)
$57.50 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 16 x 10..................................................$100.00" · Source
Safe Deposit Size 3 x 10$40Within the typical range ($25–$75 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 3 x 10......................................................$40.00" · Source
Safe Deposit Size 4 x 10$45Within the typical range ($25–$75 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 4 x 10......................................................$45.00" · Source
Safe Deposit Size 4 x 5$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 4 x 5........................................................$25.00" · Source
Safe Deposit Size 5 x 10$50Within the typical range ($25–$75 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 5 x 10......................................................$50.00" · Source
Safe Deposit Size 5 x 5$30Within the typical range ($25–$75 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Size 5 x 5........................................................$30.00" · Source

Gift & Prepaid CardsVerified

Prepaid Gift Cards$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #678. canonical_hint=gift_card_purchase; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Prepaid Gift Cards..................................................................$5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper Statement Fee S	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=paper_statement; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="All returned items will be processed twice for reclear unless otherwise requested by the customer. Paper Statement Fee Statement of account activity................................"	Source
Research / Reconciliation (per hour)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=account_research; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Research / Reconciliation (per hour)...........................................$25.00"	Source
Returned Mail Fee	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=account_research; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Returned Mail Fee ..........................................................................$5.00"	Source
Overdraft & NSFVerified
Liberty National Bank ATMs Free Returned Check Charge	$12Below the typical range ($25–$31 nationally)	$18 below the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=nsf; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Liberty National Bank ATMs....................................................Free Returned Check Charge ...............................................................$12.00"	Source
ATM & CardVerified
ATM / Debit Card Fee Replacement Card Fee	$7.50Within the typical range ($5–$10 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=card_replacement; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="ATM / Debit Card Fee Replacement Card Fee..........................................................$7.50"	Source

Wire TransfersVerified
Domestic Outgoing wire fee	$25Within the typical range ($20–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=wire_domestic_outgoing; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Domestic Outgoing wire fee.................................................$25.00"	Source

Check ServicesVerified
Official Checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=cashiers_check; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Official Checks ......................................................................$5.00"	Source

Digital & ElectronicVerified
Zelle (Email Address, Mobile Phone) Free Dormant/Inactive Charge (monthly fee)	$5Above the typical range ($0–$0.50 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=zelle_fee; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Zelle (Email Address, Mobile Phone)...................................Free Dormant/Inactive Charge (monthly fee).........................................$5.00"	Source
Cash & DepositVerified
Night Deposit Lock Bags	$35Above the typical range ($5–$20 nationally)	$21.62 above the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=night_deposit; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Night Deposit Lock Bags......................................................$35.00"	Source

Account ServicesVerified
Safe Deposit Box Access Maintenance	$300Above the typical range ($25–$75 nationally)	$257.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=safe_deposit_box; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Safe Deposit Box Access Maintenance ............................$300.00"	Source

Gift & Prepaid CardsVerified
Prepaid Gift Cards	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #678. canonical_hint=gift_card_purchase; text_hash=20051580c1f4359b2535089f341039a50c07463c6b37734994b8d9714435ec50; excerpt="Prepaid Gift Cards..................................................................$5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $8

73% below the national median overdraft fee

Total fees: 25

Published fees

Under review

Assets

$1.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.3B

Total deposits

$1.2B

Service charge income

$314K

Fee income ratio

2.2%

Return on assets

2.20%

Branches

Service charge income by quarter

Q2 2026$314K

Q1 2026$455K

Q4 2025$484K

Q3 2025$496K

Financial profile · Pro

Performance from regulator filings

Fee For Non-Liberty National ATM

International Incoming wire fee

Stop Payment Order Fee

Teller Services Zipper Bags

Safe Deposit Size 10 x 10

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Based on 25,148 verified fees from 2,202 institutions

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