Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

International Bank of Commerce

Oklahoma City, OklahomaBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

per account Account closed within 90 days of opening.......................................... Trust service annual fee.$15Within the typical range ($10–$25 nationally)

per year · Knox deterministic extraction from Rosetta artifact #682. canonical_hint=early_closure; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="$15.00 per account Account closed within 90 days of opening..........................................$10.00 Trust service annual fee................................................" · Source

Overdraft & NSFVerified

created by check, in person withdrawal, ATM withdrawal or by any other electronic means as applicable Non-sufficient fun$35Above the typical range ($15–$32 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=nsf; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="created by check, in person withdrawal, ATM withdrawal or by any other electronic means as applicable Non-sufficient funds (NSF) / Return Item fee (checks and other debits returned" · Source
OTHER SERVICES Check printing - Varies depending on style of checks and quantity ordered Overdraft fee (checks and other$35Above the typical range ($10–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=overdraft; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="OTHER SERVICES Check printing - Varies depending on style of checks and quantity ordered Overdraft fee (checks and other debits paid) ................................$35.00 ea" · Source

ATM & CardVerified

Non-IBC ATM locations (outside the U.S.): Withdrawal$2.50Within the typical range ($1–$3.93 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=atm_non_network; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Non-IBC ATM locations (outside the U.S.): Withdrawal .......................................................................................$2.50 ea" · Source

Wire TransfersVerified

Incoming Wire Transfer$12.50Within the typical range ($10–$15 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=wire_domestic_incoming; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Incoming Wire Transfer ..................................................................$12.50 ea" · Source
Outgoing Wire Transfer within IBC (Book Transfer)$10Below the typical range ($20–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=wire_domestic_outgoing; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Outgoing Wire Transfer within IBC (Book Transfer) .......................$10.00 ea" · Source

Check ServicesVerified

Bill Pay Stop Payment$35Above the typical range ($20–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=stop_payment; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Bill Pay Stop Payment ....................................................................$35.00 ea." · Source

Digital & ElectronicVerified

BILL PAY Overnight Check$14.95Above the typical range ($0–$12.45 nationally)
$9.95 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=bill_pay; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="BILL PAY Overnight Check ............................................................................$14.95 ea" · Source

Cash & DepositVerified

in excess of 10 Night Deposit Bag Small.................................................................................$18Within the typical range ($5–$19.50 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=night_deposit; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="in excess of 10 Night Deposit Bag Small.........................................................................................$18.00 ea" · Source

Account ServicesVerified

Balance Inquiry...........................................................................$2Within the typical range ($1–$2 nationally)
$0.37 above the national median
Knox deterministic extraction from Rosetta artifact #682. canonical_hint=balance_inquiry; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Balance Inquiry...........................................................................$2.00 ea" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
per account Account closed within 90 days of opening.......................................... Trust service annual fee.	$15Within the typical range ($10–$25 nationally)	$5 below the national median	per year	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=early_closure; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="$15.00 per account Account closed within 90 days of opening..........................................$10.00 Trust service annual fee................................................"	Source
Overdraft & NSFVerified
created by check, in person withdrawal, ATM withdrawal or by any other electronic means as applicable Non-sufficient fun	$35Above the typical range ($15–$32 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=nsf; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="created by check, in person withdrawal, ATM withdrawal or by any other electronic means as applicable Non-sufficient funds (NSF) / Return Item fee (checks and other debits returned"	Source
ATM & CardVerified
Non-IBC ATM locations (outside the U.S.): Withdrawal	$2.50Within the typical range ($1–$3.93 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=atm_non_network; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Non-IBC ATM locations (outside the U.S.): Withdrawal .......................................................................................$2.50 ea"	Source
Wire TransfersVerified
Incoming Wire Transfer	$12.50Within the typical range ($10–$15 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=wire_domestic_incoming; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Incoming Wire Transfer ..................................................................$12.50 ea"	Source

Check ServicesVerified
Bill Pay Stop Payment	$35Above the typical range ($20–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=stop_payment; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Bill Pay Stop Payment ....................................................................$35.00 ea."	Source
Digital & ElectronicVerified
BILL PAY Overnight Check	$14.95Above the typical range ($0–$12.45 nationally)	$9.95 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=bill_pay; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="BILL PAY Overnight Check ............................................................................$14.95 ea"	Source
Cash & DepositVerified
in excess of 10 Night Deposit Bag Small.................................................................................	$18Within the typical range ($5–$19.50 nationally)	$3.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=night_deposit; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="in excess of 10 Night Deposit Bag Small.........................................................................................$18.00 ea"	Source
Account ServicesVerified
Balance Inquiry...........................................................................	$2Within the typical range ($1–$2 nationally)	$0.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #682. canonical_hint=balance_inquiry; text_hash=429cbf3af41b4443d787900f514b66d2303852a29a085b232a7469f54a8abf7a; excerpt="Balance Inquiry...........................................................................$2.00 ea"	Source

Fee change alerts

Get an email when International Bank of Commerce changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at International Bank of Commerce? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$1.6B

Work at International Bank of Commerce? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.6B

Total deposits

$1.2B

Service charge income

$2.1M

Fee income ratio

12.4%

Return on assets

1.43%

Branches

Service charge income by quarter

Q2 2026$2.1M

Q1 2026$2.0M

Q4 2025$2.1M

Q3 2025$2.2M

Financial profile · Pro

Performance from regulator filings

Outgoing Wire Transfer within IBC (Book Transfer)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

See pricing