Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Fort Sill Federal Credit Union

Lawton, OklahomaCredit UnionKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #689. canonical_hint=account_research; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Account Reconciliation / $20.00/Hour" · Source

Dormant Membership$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #689. canonical_hint=dormant_account; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Dormant Membership / $5.00/Month after no activity for 6 months" · Source

GenGold® Monthly Fee$5

$1.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #689. canonical_hint=monthly_maintenance; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="GenGold® Monthly Fee / $5.00" · Source

Undeliverable Mail$5

$15 below the national median

per item · Knox deterministic extraction from Rosetta artifact #689. canonical_hint=account_research; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Undeliverable Mail / $5.00/Item" · Source

Overdraft & NSFVerified

Non-Sufficient Funds$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=nsf; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Non-Sufficient Funds / $25.00" · Source
Non-Sufficient Funds$29Within the typical range ($25–$32 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=nsf; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Non-Sufficient Funds / $29.00" · Source
Non-Sufficient Funds/Overdraft$22Within the typical range ($20–$30 nationally)
$6 below the national median
per item · Knox deterministic extraction from Rosetta artifact #689. canonical_hint=overdraft; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Non-Sufficient Funds/Overdraft / $22.00/Item" · Source

ATM & CardVerified

for each ATM transaction at an ATM not owned by FSFCU$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=atm_non_network; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="$2.00 for each ATM transaction at an ATM not owned by FSFCU" · Source
Plastic Card PIN Replacement (In Branch)$3Below the typical range ($5–$10 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=card_replacement; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Plastic Card PIN Replacement (In Branch) / $3.00/Card" · Source
Plastic Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=card_replacement; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Plastic Card Replacement / $10.00/Card" · Source

Wire TransfersVerified

Wire Transfer (Outgoing/Domestic)$22Within the typical range ($20–$25 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=wire_domestic_outgoing; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Wire Transfer (Outgoing/Domestic) / $22.00/Transfer" · Source

Check ServicesVerified

Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #689. canonical_hint=stop_payment; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Stop Payment / $15.00/Item" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=stop_payment; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Stop Payment / $25.00" · Source

Digital & ElectronicVerified

ACH Origination$12Within the typical range ($5–$20 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=ach_origination; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="ACH Origination / $12.00" · Source
ACH Origination Returns$22Above the typical range ($5–$20 nationally)
$12 above the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=ach_origination; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="ACH Origination Returns / $22.00" · Source
Same-Day Bill Payment$9.95Within the typical range ($0–$12.50 nationally)
$4.95 above the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=bill_pay; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Same-Day Bill Payment / $9.95" · Source

Cash & DepositVerified

Deposited Item Returned$12Within the typical range ($9.50–$25 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #689. canonical_hint=deposited_item_return; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Deposited Item Returned / $12.00/Item" · Source

Account ServicesVerified

Garnishment$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #689. canonical_hint=garnishment_levy; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Garnishment / $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=account_research; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Account Reconciliation / $20.00/Hour"	Source
Dormant Membership	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=dormant_account; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Dormant Membership / $5.00/Month after no activity for 6 months"	Source
GenGold® Monthly Fee	$5Within the typical range ($4–$12.63 nationally)	$1.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=monthly_maintenance; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="GenGold® Monthly Fee / $5.00"	Source
Undeliverable Mail	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=account_research; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Undeliverable Mail / $5.00/Item"	Source
Overdraft & NSFVerified
Non-Sufficient Funds	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=nsf; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Non-Sufficient Funds / $25.00"	Source
Non-Sufficient Funds	$29
ATM & CardVerified
for each ATM transaction at an ATM not owned by FSFCU	$2Within the typical range ($1–$3 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=atm_non_network; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="$2.00 for each ATM transaction at an ATM not owned by FSFCU"	Source
Plastic Card PIN Replacement (In Branch)
Wire TransfersVerified
Wire Transfer (Outgoing/Domestic)	$22Within the typical range ($20–$25 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=wire_domestic_outgoing; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Wire Transfer (Outgoing/Domestic) / $22.00/Transfer"	Source
Check ServicesVerified
Stop Payment	$15Below the typical range ($20–$30 nationally)	$12 below the national median	per item	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=stop_payment; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Stop Payment / $15.00/Item"	Source
Stop Payment	$25
Digital & ElectronicVerified
ACH Origination	$12Within the typical range ($5–$20 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=ach_origination; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="ACH Origination / $12.00"	Source
ACH Origination Returns	$22
Cash & DepositVerified
Deposited Item Returned	$12Within the typical range ($9.50–$25 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=deposited_item_return; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Deposited Item Returned / $12.00/Item"	Source
Account ServicesVerified
Garnishment	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #689. canonical_hint=garnishment_levy; text_hash=a7e5ba6aeb6f14d3d0e0a701d2d8270fd88aee4470dc24f770e6381ad7da209b; excerpt="Garnishment / $50.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$22

Overdraft fee: $22

21% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Verified fees

Under review

Assets

$394.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$394.2M

Total deposits

$352.1M

Service charge income (year to date)

$1.3M

Fee income ratio

11.0%

Return on assets

0.81%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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