18 banks and credit unions have branches in the Missoula metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Montana
Missoula metro counts institutions with a branch here, wherever headquartered. Montana counts institutions headquartered in the state.
Missoula metro
5 institutions with a branch here
$6.95
Montana
14 institutions headquartered in Montana
$5
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Missoula metro median sits furthest from Montana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Missoula metro with Montana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Missoula metro
9 institutions with a branch here
$29
Montana
15 institutions headquartered in Montana
$30
U.S.
2,605 institutions in the index
$30
Missoula metro covers every institution with a branch here, wherever it is headquartered. Montana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 9 with a published overdraft fee.
Bank · based in Lolo, MT · 9 branches here
Bank · based in Kalispell, MT · 6 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Credit union, membership rules apply · based in Missoula, MT · 6 branches here
Account not yet known
“Overdraft Paid Fee per item paid $10”
Bank · based in Billings, MT · 3 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Miles City, MT · 3 branches here
Bank · based in Victor, MT · 3 branches here
Credit union, membership rules apply · based in Whitefish, MT · 3 branches here
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Helena, MT · 2 branches here
Largest banks by local bank deposits
Share of the $4.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Missoula metro's counties
Deposits and branches cover the Missoula metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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