Opportunity Bank of Montana Fees: Monthly $2 (2026)

Opportunity Bank of Montana Fees: Monthly $2 (2026) | Fee Insight

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Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Reactivate Closed Account Fee	$5	per item	Allowed within 6 months of closure	Source
Security Token Fee (one-time, per token fee for use of Cash Management Services)	$20	one time	Token required for ACH Origination and Wire Transfer Origination	Source
SRVC CHG DDA Withdrawal or SRVC CHG SAV Withdrawal (ATM Service Charge Fee)	$2	per item	When using an ATM not owned by OBMT, an ATM Operator or Network may charge a separate fee for balance inquiry, transfers, or withdrawals even if you do not complete the transaction	Source
Statement/Account Research Fee or Balancing Assistance Fee - Minimum	$10	per item	Minimum fee	Source
Overdraft & NSFVerified
ATM Cash Withdrawal or Transfer Fees - Opportunity Bank of Montana ATM's	—	per item	No fee at OBMT machines or ATM machines in the MoneyPass® network (visit moneypass.com for a complete list of MoneyPass® locations)	Source
Overdraft Daily Cap	$205	per day	Combined maximum overdraft fee per day; includes both Overdraft Fees and Continuous Overdraft Fees	Source
ATM & CardVerified
Replacement Debit/ATM Card Fee	$10	per item	—	Source
Digital & ElectronicVerified
Mobile Deposit Capture (per deposit)	$0	per item	—	Source
Online Bill Pay	$0	per item	—	Source
Cash & DepositVerified
Zipper Deposit Bag Fee	$5	per item	Per Bag	Source

Opportunity Bank of Montana