Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Clearwater Federal Credit Union

Missoula, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Mailed Statements$10Above the typical range ($2–$5 nationally)

Reconciliation and Research$30

$5 above the national median

Source

Overdraft & NSFVerified

Courtesy Pay per item paid$10Below the typical range ($25–$32 nationally)
$20 below the national median
per item · Source

ATM & CardVerified

ATM Transaction$2Within the typical range ($1–$2.50 nationally)
$0.37 above the national median
per transaction · Source

Wire TransfersVerified

Outgoing Domestic Wire$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Money Order$2Within the typical range ($1.50–$3 nationally)
At the national median
Source
Stop Payments$25Within the typical range ($20–$30 nationally)
At the national median
per item · Source

Account ServicesVerified

Other Foreign Items | One Lost Key$10Below the typical range ($25–$80 nationally)
$35 below the national median
Source

Gift & Prepaid CardsVerified

Gift Cards$4Within the typical range ($3–$4.40 nationally)
$0.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Mailed Statements	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	—	Source
Reconciliation and Research	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay per item paid	$10Below the typical range ($25–$32 nationally)	$20 below the national median	per item	—	Source
ATM & CardVerified
ATM Transaction	$2Within the typical range ($1–$2.50 nationally)	$0.37 above the national median	per transaction	—	Source
Wire TransfersVerified
Outgoing Domestic Wire	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Money Order	$2Within the typical range ($1.50–$3 nationally)	At the national median	—	—	Source
Stop Payments	$25
Account ServicesVerified
Other Foreign Items \| One Lost Key	$10Below the typical range ($25–$80 nationally)	$35 below the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$4Within the typical range ($3–$4.40 nationally)	$0.50 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$1.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.2B

Total deposits

$945.2M

Service charge income (year to date)

$1.4M

Fee income ratio

3.9%

Return on assets

1.12%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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