5 banks and credit unions have branches in White Lake. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
White Lake counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
White Lake
5 institutions with a branch here
$2
Michigan
74 institutions headquartered in Michigan
$1.56
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose White Lake median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare White Lake with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
White Lake
5 institutions with a branch here
$30
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
White Lake covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Credit union, membership rules apply · based in Dearborn, MI · 1 branch here
Account not yet known
“Overdraft Service Fee … .. … $32.00 per item”
Credit union, membership rules apply · based in Auburn Hills, MI · 1 branch here
Account not yet known
“Courtesy Pay Fee $28”
Credit union, membership rules apply · based in Grand Rapids, MI · 1 branch here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Largest banks by local bank deposits
Share of the $181 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Oakland County
Deposits and branches cover the City of White Lake. Population and income cover Oakland County, the county with most of White Lake's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Oakland County.
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