Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Dfcu Financial Federal Credit Union

Dearborn, MichiganCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Bad Address Fee$5Below the typical range ($15–$25 nationally)

Checking Fall Below Fee$0

$6 below the national median

per month · Source

Inactive Account Fee$6

$1 above the national median

per month · Source

Interest Checking Plus Fall Below Fee$10

$4 above the national median

per month · Waived when $10,000.00 minimum average daily balance is maintained for Savings, Checking, Interest Checking Plus, Work Perks, IMMA, or share certificates combined · Source

IRA Transfer Fee$50

$30 above the national median

per item · Source

Manual Processing Fee$5

$15 below the national median

per item · Source

Overdraft Service Fee$32

$25.87 above the national median

per item · Source

Paper Statement Processing Fee$2

$1 below the national median

per item · Source

Research Fee$25

$5 above the national median

varies · Per hour · Source

Savings Fall Below Fee$3

$3 below the national median

per month · Monthly fee if aggregate minimum average daily balance falls below $200.00 across Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined, unless direct deposit is maintained · Source

Statement Copies$5

$2 above the national median

per item · Including period to date · Source

Work Perks Checking Fall Below Fee$5

$1 below the national median

per month · Monthly fee if direct deposit is not maintained to this Account each month · Source

Overdraft & NSFVerified

) Overdraft Transfer Fee . .$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=od_protection_transfer; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt=") Overdraft Transfer Fee……………………….…….……...$5.00 per transfer" · Source
Non-Sufficient Funds Fee$32Within the typical range ($25–$32 nationally)
$3 above the national median
per item · Per item, per presentment; charged each time an item is presented for payment even if the same item is presented multiple times · Source
Non-Sufficient Funds Fee. .$32Within the typical range ($25–$32 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=nsf; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="Non-Sufficient Funds Fee.………….…..$32.00 per item" · Source
Overdraft Service Fee$32Above the typical range ($20–$30 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=overdraft; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="Overdraft Service Fee …………………………..………$32.00 per item" · Source
Overdraft Transfer Fee$5Within the typical range ($2.50–$5 nationally)
At the national median
per item · Source

ATM & CardVerified

ATM/Debit Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Per card; additional charge applicable for express mail · Source
ATM/Debit Card Replacement Fee .$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=card_replacement; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="ATM/Debit Card Replacement Fee………….………..…....$5.00 per card" · Source
Debit Card Non-U.S. Foreign Transaction Fee—
—
per item · 1.00% of settled transaction amount · Source
DFCU Financial ATM Fees$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
per item · Source
Other ATM - ATM Monetary Transaction$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
per item · Out-of-Network ATM · Source
Other ATM (Out-of-Network) Fees ATM Monetary Transaction$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=atm_non_network; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="in this Account each month to avoid a monthly fee. Other ATM (Out-of-Network) Fees ATM Monetary Transaction………………………$2.00 per transaction" · Source

Wire TransfersVerified

Wire Transfer Fee - Domestic Incoming$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
per item · Source
Wire Transfer Fee - Domestic Outgoing$25Within the typical range ($20–$25 nationally)
$5 above the national median
per item · Source

Check ServicesVerified

Check Copies - DFCU Financial Checks$3.50Within the typical range ($2–$5 nationally)
$0.50 above the national median
per item · Source
Check Copies - Non-DFCU Financial Checks$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Money Orders$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
per item · Source
Money Orders ..$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=money_order; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="Money Orders……………………………………………..………..$1.00 each Research" · Source
Stop Payment Fee - Home Equity Line of Credit Checks, Personal Line of Credit Checks$10Below the typical range ($20–$30 nationally)
$17 below the national median
per item · Source
Stop Payment Fees Personal Checks, Electronic Fund Transfer .$32Above the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=stop_payment; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="Stop Payment Fees Personal Checks, Electronic Fund Transfer………….……..….....$32.00" · Source

Account ServicesVerified

5x10 box .. . . .$60Within the typical range ($25–$80 nationally)
$20 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=safe_deposit_box; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="5x10 box……...………………..………….………….….$60.00 per year" · Source
Garnishment/Levy Fee$75Within the typical range ($25–$75 nationally)
$25 above the national median
per item · Source
Other ATM - ATM Balance Inquiry$2Within the typical range ($1–$2 nationally)
$0.75 above the national median
per item · Out-of-Network ATM · Source
Personal Checks, ACH Garnishment/Levy Fee .$75Within the typical range ($25–$75 nationally)
$25 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=garnishment_levy; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt=", per presentment (per item, per presentment)** Personal Checks, ACH Garnishment/Levy Fee…………………...……………….………...$75.00" · Source
Safe Deposit Box Fee - 10x10$110Above the typical range ($25–$80 nationally)
$70 above the national median
per year · Source
Safe Deposit Box Fee - 2x5$15Below the typical range ($25–$80 nationally)
$25 below the national median
per year · Source
Safe Deposit Box Fee - 3x10$45Within the typical range ($25–$80 nationally)
$5 above the national median
per year · Source
Safe Deposit Box Fee - 3x5$30Within the typical range ($25–$80 nationally)
$10 below the national median
per year · Source
Safe Deposit Box Fee - 5x10$60Within the typical range ($25–$80 nationally)
$20 above the national median
per year · Source
Safe Deposit Box Fee - 5x5$40Within the typical range ($25–$80 nationally)
At the national median
per year · Source
Safe Deposit Box Fee - 7x10$90Above the typical range ($25–$80 nationally)
$50 above the national median
per year · Source
Verification of Deposit Fee$10Within the typical range ($5–$16.13 nationally)
At the national median
per item · Source
Verification of Deposit Fee . .$10Within the typical range ($5–$16.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=account_verification; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="Verification of Deposit Fee……...………….………………….$10.00 each Statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Bad Address Fee	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per month	—	Source
Checking Fall Below Fee	$0Below the typical range ($5–$12.25 nationally)	$6 below the national median	per month	—	Source
Inactive Account Fee	$6Within the typical range ($5–$10 nationally)	$1 above the national median	per month	—	Source
Interest Checking Plus Fall Below Fee	$10Within the typical range ($5–$12.25 nationally)	$4 above the national median	per month	Waived when $10,000.00 minimum average daily balance is maintained for Savings, Checking, Interest Checking Plus, Work Perks, IMMA, or share certificates combined	Source
IRA Transfer Fee	$50Above the typical range ($15–$25 nationally)	$30 above the national median	per item	—	Source
Manual Processing Fee	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per item	—	Source
Overdraft Service Fee	$32Above the typical range ($4–$12.63 nationally)	$25.87 above the national median	per item	—	Source
Paper Statement Processing Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	—	Source
Research Fee	$25Within the typical range ($15–$25 nationally)	$5 above the national median	varies	Per hour	Source
Savings Fall Below Fee	$3Below the typical range ($5–$12.25 nationally)	$3 below the national median	per month	Monthly fee if aggregate minimum average daily balance falls below $200.00 across Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined, unless direct deposit is maintained	Source
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Including period to date	Source
Work Perks Checking Fall Below Fee	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	per month	Monthly fee if direct deposit is not maintained to this Account each month	Source
Overdraft & NSFVerified
) Overdraft Transfer Fee . .	$5Within the typical range ($2.50–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=od_protection_transfer; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt=") Overdraft Transfer Fee……………………….…….……...$5.00 per transfer"	Source

ATM & CardVerified
ATM/Debit Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median	per item	Per card; additional charge applicable for express mail	Source
ATM/Debit Card Replacement Fee .	$5
Wire TransfersVerified
Wire Transfer Fee - Domestic Incoming	$0Below the typical range ($7.75–$15 nationally)	$10 below the national median	per item	—	Source
Wire Transfer Fee - Domestic Outgoing	$25
Check ServicesVerified
Check Copies - DFCU Financial Checks	$3.50Within the typical range ($2–$5 nationally)	$0.50 above the national median	per item	—	Source
Check Copies - Non-DFCU Financial Checks	$5
Account ServicesVerified
5x10 box .. . . .	$60Within the typical range ($25–$80 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1996. canonical_hint=safe_deposit_box; text_hash=9c52fefec1490ff6045bcb85431b843149bd5735273815233d8aa296460d17d4; excerpt="5x10 box……...………………..………….………….….$60.00 per year"	Source
Garnishment/Levy Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

14% above the national median overdraft fee

Total fees: 45

Verified fees

Under review

Assets

$8.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.0B

Total deposits

$7.2B

Service charge income (year to date)

$8.0M

Fee income ratio

4.1%

Return on assets

1.52%

Financial profile · Pro

Performance from regulator filings

Non-Sufficient Funds Fee

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