VerifiedCommunity credit union, $1B to $10B

Dfcu Financial Federal Credit Union

Dearborn, MichiganCredit UnionChicago district

Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$8.0B

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $32

10% above the national median overdraft fee

Total fees: 36

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Bad Address Fee$5
per month · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Bad Address Fee	$5	per month	—	Source
Checking Fall Below Fee	$0	per month	—	Source
Escheatment Fee	$50	per item	—	Source
Inactive Account Fee	$6	per month	—	Source
Interest Checking Plus Fall Below Fee	$10	per month	Waived when $10,000.00 minimum average daily balance is maintained for Savings, Checking, Interest Checking Plus, Work Perks, IMMA, or share certificates combined	Source
IRA Transfer Fee	$50	per item	—	Source
Manual Processing Fee	$5	per item	—	Source
Overdraft Service Fee	$32	per item	—	Source
Paper Statement Processing Fee	$2	per item	—	Source
Research Fee	$25	varies	Per hour	Source
Savings Fall Below Fee	$3	per month	Monthly fee if aggregate minimum average daily balance falls below $200.00 across Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined, unless direct deposit is maintained	Source
Statement Copies	$5	per item	Including period to date	Source
Work Perks Checking Fall Below Fee	$5	per month	Monthly fee if direct deposit is not maintained to this Account each month	Source
Overdraft & NSFVerified
Non-Sufficient Funds Fee	$32	per item	Per item, per presentment; charged each time an item is presented for payment even if the same item is presented multiple times	Source
Overdraft Transfer Fee	$5	per item	—	Source
ATM & CardVerified
ATM/Debit Card Replacement Fee	$5	per item	Per card; additional charge applicable for express mail	Source
Debit Card Non-U.S. Foreign Transaction Fee	—	per item	1.00% of settled transaction amount	Source
Wire TransfersVerified
Wire Transfer Fee - Domestic Incoming	$0	per item	—	Source
Wire Transfer Fee - Domestic Outgoing	$25	per item	—	Source
Check ServicesVerified
Check Copies - DFCU Financial Checks	$3.50	per item	—	Source
Check Copies - Non-DFCU Financial Checks	$5	per item	—	Source
Money Orders
Account ServicesVerified
Garnishment/Levy Fee	$75	per item	—	Source
Other ATM - ATM Balance Inquiry	$2	per item	Out-of-Network ATM	Source
Safe Deposit Box Fee - 10x10

Fee

Amount

Basis

Note

Source

Account MaintenanceVerified

Bad Address Fee

per month

—

Source

Checking Fall Below Fee

per month

—

Source

Escheatment Fee

$50

per item

—

Source

Inactive Account Fee

per month

—

Source

Interest Checking Plus Fall Below Fee

$10

per month

Waived when $10,000.00 minimum average daily balance is maintained for Savings, Checking, Interest Checking Plus, Work Perks, IMMA, or share certificates combined

Source

IRA Transfer Fee

$50

per item

—

Source

Manual Processing Fee

per item

—

Source

Overdraft Service Fee

$32

per item

—

Source

Paper Statement Processing Fee

per item

—

Source

Research Fee

$25

varies

Per hour

Source

Savings Fall Below Fee

per month

Monthly fee if aggregate minimum average daily balance falls below $200.00 across Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined, unless direct deposit is maintained

Source

Statement Copies

per item

Including period to date

Source

Work Perks Checking Fall Below Fee

per month

Monthly fee if direct deposit is not maintained to this Account each month

Source

Overdraft & NSFVerified

Non-Sufficient Funds Fee

$32