Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Genisys Federal Credit Union

Auburn Hills, MichiganCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing Fee$5Below the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$28Within the typical range ($25–$32 nationally)
$2 below the national median
Source
Overdraft Transfer Fee$3Within the typical range ($3–$5 nationally)
$2 below the national median
Source
presented for payment and returned due to uncollected or non sufficient funds.$28Within the typical range ($25–$31 nationally)
$2 below the national median
Source
Returned Item Fee$15Below the typical range ($25–$31 nationally)
$15 below the national median
per item · Source

ATM & CardVerified

Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
Network or non-Genisys ATM . (First 6 are$0Below the typical range ($1–$2.50 nationally)
$1.75 below the national median
Source

Wire TransfersVerified

outgoing- domestic wire$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
outgoing- foreign wire in U.S. dollars$63Above the typical range ($40–$50 nationally)
$13 above the national median
Source
per incoming wire$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
per incoming wire$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Wire Transfer Fees$45Within the typical range ($40–$50 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashiers Checks$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Counter Checks$4Within the typical range ($1–$4 nationally)
$2 above the national median
Source
Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Statement or Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payment Fee$28Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Source

Digital & ElectronicVerified

for each time a check, ACH, bill payment, or other electronic transaction is$28Above the typical range ($0–$11.37 nationally)
$23.05 above the national median
Source
Online Bill Payment$0Within the typical range ($0–$11.37 nationally)
$4.95 below the national median
Source
Online Bill Payment FREE$3.95Within the typical range ($0–$11.37 nationally)
$1 below the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account Research Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Business Checking Fall Below Fee	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per month	—	Source
Business Checking Plus Fall Below Fee	$15Above the typical range ($3–$10 nationally)	$10 above the national median	per month	—	Source
Inactive Membership Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Interest Checking Fall Below Fee	$10Within the typical range ($3–$10 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$28Within the typical range ($25–$32 nationally)	$2 below the national median	—	—	Source
Overdraft Transfer Fee	$3
ATM & CardVerified
Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Network or non-Genisys ATM . (First 6 are	$0
Wire TransfersVerified
outgoing- domestic wire	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
outgoing- foreign wire in U.S. dollars	$63
Check ServicesVerified
Cashiers Checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	per item	—	Source
Counter Checks	$4
Digital & ElectronicVerified
for each time a check, ACH, bill payment, or other electronic transaction is	$28Above the typical range ($0–$11.37 nationally)	$23.05 above the national median	—	—	Source
Online Bill Payment	$0
Account ServicesVerified
Levies and Garnishments	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 26

Headline fees published

11 of 15

Published fees

Under review

Assets

$6.6B

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$6.6B

Total deposits

$5.5B

Service charge income (year to date)

$12.7M

Fee income ratio

6.2%

Return on assets

1.70%

Financial profile · Pro

Genisys Federal Credit Union

Published fees

Get an email when Genisys Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings