11 banks and credit unions have branches in the Monroe metro area. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Monroe metro counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Monroe metro
8 institutions with a branch here
$2.75
Michigan
74 institutions headquartered in Michigan
$1.56
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Monroe metro median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Monroe metro with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Monroe metro
9 institutions with a branch here
$30
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Monroe metro covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 9 with a published overdraft fee.
Bank · based in Muncie, IN · 9 branches here
Account not yet known
“$ 37.00 Overdraft 3”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Monroe, MI · 4 branches here
Account not yet known
“as there is $30 fee charged for each transaction that overdrafts the account”
Bank · based in Cincinnati, OH · 3 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Cleveland, OH · 3 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Toledo, OH · 3 branches here
Credit union, membership rules apply · based in Adrian, MI · 2 branches here
Account not yet known
“$28.00 overdraft fee.”
Bank · based in Evansville, IN · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Hicksville, NY · 1 branch here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Largest banks by local bank deposits
Share of the $3.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Monroe metro's counties
Deposits and branches cover the Monroe metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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