Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Directions Federal Credit Union

Toledo, OhioCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Foreign Check Presentment (per item)$15Above the typical range ($5–$10 nationally)

per item · Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=dormant_account; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Foreign Check Presentment (per item) | $ 15.00 | Inactive Checking" · Source

Overdraft & NSFVerified

Non-sufficient Funds (each submission)$15Within the typical range ($15–$32 nationally)
$13 below the national median
Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=nsf; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Non-sufficient Funds (each submission)* | $ 15.00" · Source

ATM & CardVerified

ATM Domestic Transaction Fees+$0Below the typical range ($1–$3.93 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #3111. canonical_hint=atm_non_network; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="ATM Domestic Transaction Fees+ | FREE" · Source

Wire TransfersVerified

Wire Transfer (incoming)$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=wire_domestic_incoming; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Wire Transfer (incoming) | $ 10.00 | Stop Payment | This is an interest bearing account" · Source
Wire Transfer (outgoing)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=wire_domestic_outgoing; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Wire Transfer (outgoing) | $ 25.00 | Share Maintenance (Fee applied if average" · Source

Check ServicesVerified

Bill Payment Monthly Fee$0Below the typical range ($1–$10 nationally)
$5 below the national median
per month · Knox read a free fee from Rosetta artifact #3111. canonical_hint=check_printing; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Bill Payment Monthly Fee | FREE | Check Printing Charges | VARIES" · Source
Official Check Reissue$25Above the typical range ($3–$7.50 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=cashiers_check; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Official Check Reissue | $ 25.00 | Minimum Balance to open | $ 100.00" · Source
Stop Payment of Check$25Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=stop_payment; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="$ 25.00 | Stop Payment of Check | $ 25.00" · Source

Account ServicesVerified

Garnishment/Levy/Subpoena – | Minimum Balance to open$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=garnishment_levy; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Garnishment/Levy/Subpoena – | Minimum Balance to open | $ 100.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Foreign Check Presentment (per item)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=dormant_account; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Foreign Check Presentment (per item) \| $ 15.00 \| Inactive Checking"	Source
Overdraft & NSFVerified
Non-sufficient Funds (each submission)	$15Within the typical range ($15–$32 nationally)	$13 below the national median	—	Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=nsf; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Non-sufficient Funds (each submission)* \| $ 15.00"	Source
ATM & CardVerified
ATM Domestic Transaction Fees+	$0Below the typical range ($1–$3.93 nationally)	$2 below the national median	—	Knox read a free fee from Rosetta artifact #3111. canonical_hint=atm_non_network; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="ATM Domestic Transaction Fees+ \| FREE"	Source
Wire TransfersVerified
Wire Transfer (incoming)	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=wire_domestic_incoming; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Wire Transfer (incoming) \| $ 10.00 \| Stop Payment \| This is an interest bearing account"	Source

Check ServicesVerified
Bill Payment Monthly Fee	$0Below the typical range ($1–$10 nationally)	$5 below the national median	per month	Knox read a free fee from Rosetta artifact #3111. canonical_hint=check_printing; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Bill Payment Monthly Fee \| FREE \| Check Printing Charges \| VARIES"	Source
Official Check Reissue
Account ServicesVerified
Garnishment/Levy/Subpoena – \| Minimum Balance to open	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3111. canonical_hint=garnishment_levy; text_hash=a58a958c6af7e20cbc2587b4a238d6081d9e1081a5e8ec1340c5dcec7a4d0dcc; excerpt="Garnishment/Levy/Subpoena – \| Minimum Balance to open \| $ 100.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

46% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$1.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.4B

Total deposits

$1.2B

Service charge income (year to date)

$2.4M

Fee income ratio

5.7%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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