Financials as of Q1 2026
Verified fees
3
Under review
0
Assets
$87.1B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · Waived by enrolling in electronic statements OR $500 or more in total direct deposits (ACH credits) each statement cycle OR primary account holder is 24 years old or younger · Source
per month · Waived when maintaining a $25,000 combined daily average balance in Flagstar personal deposit accounts enrolled in the Elite Relationship Program · Source
per month · Applies to Flagstar One Checking account · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Monthly Maintenance Fee | $3 | per month | Waived by enrolling in electronic statements OR $500 or more in total direct deposits (ACH credits) each statement cycle OR primary account holder is 24 years old or younger | Source |
| Monthly Service Charge | $15 | per month | Waived when maintaining a $25,000 combined daily average balance in Flagstar personal deposit accounts enrolled in the Elite Relationship Program | Source |
| Monthly Service Charge | $5 | per month | Applies to Flagstar One Checking account | Source |
Status: Verified
3 verified fees so far — benchmarks and the report offer open at 5.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$87.1B
Total deposits
$66.8B
Service charge income
$14.6M
Fee income ratio
2.9%
Return on assets
0.10%
Branches
345
Service charge income by quarter